Journey To Launch

Jamila Souffrant

  • 32 minutes 17 seconds
    Episode 421- How to Stay Financially Grounded in Uncertain Times

    In this solo episode of the Journey to Launch Podcast, I break down how to navigate the financial turbulence caused by recent economic changes. Whether it’s the unpredictable stock market, rising costs, or job insecurity, I’ll walk through the 2 intangible and 4 tangible steps you can take today to protect and grow your money. You’ll obtain actionable strategies that will help you feel more in control during uncertain times.

    Key Takeaways:

    • Mindset & Habits: Slow down, don’t panic. Regularly check in on your finances to stay grounded and make informed decisions rather than reacting emotionally.
    • Income: Evaluate the stability of your industry and job. Consider upskilling or starting a side hustle to boost financial resilience.
    • Expenses & Assets: Trim non-essential spending and pause major purchases. Prioritize building your emergency fund—even in small amounts—and keep cash accessible.
    • Debt Management: Stay on top of your debts. Focus on minimum payments, avoid taking on new liabilities, and explore options to negotiate if needed.

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    9 April 2025, 9:00 am
  • 37 minutes 47 seconds
    Episode 420- Breaking Through Money Overwhelm: Steps & Reflections for Your Wealth Journey

    April is Financial Literacy Month, and in this episode of the Journey to Launch Podcast, I’m celebrating by sharing how you can take control of your financial future and start your journey toward financial independence today. Financial literacy can feel overwhelming, but I’m here to guide you through simple steps to help you build wealth and reach your goals. I talk about my FIRE CALC tool, which I created to make financial planning easier and more accessible, plus I touch on the significance of generational wealth, mindset shifts, how to take control of your finances and much more. I also cover some key questions from the free discussion guides for my book “Your Journey to Financial Freedom”, giving you even more ways to reflect on and take action in your financial journey.

    In this episode, you’ll learn:

    • The importance of financial literacy and why taking small, actionable steps toward financial freedom matters.
    • How to shift your money mindset, overcome limiting beliefs, and start building wealth.
    • The FIRE CALC tool and how it can help you map out your financial independence goals.
    • How to engage with the discussion guides from my book, Your Journey to Financial Freedom, and how they can help you apply these concepts in your life.
    • The importance of understanding your current financial stage and how it impacts your progress.

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    2 April 2025, 9:00 am
  • 36 minutes 6 seconds
    Episode 419: Want to Retire Early & Reach Financial Independence? Here’s the Tool That Helped Me Plan It

    In this episode, I introduce you to the FIRE Calc tool—a powerful resource I created to map out financial independence strategies. I share my personal journey of using the FIRE Calc to plan my exit from corporate America and explain how this tool can help you visualize your financial future with real numbers. Whether you’re just beginning your financial independence journey or looking to refine your strategy, this episode is packed with insights to help you take control of your financial future.

    In this episode, I explain: 

    • The origins of the FIRE Calc tool and the power of seeing your FI journey mapped out visually.
    • Key financial independence concepts like the 25x rule and 4% rule.
    • How to plan for unexpected life events and incorporate potential career changes or business ventures into your FI plan.
    • How I used the FIRE Calc to convince my husband about financial independence.

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    26 March 2025, 9:00 am
  • 39 minutes 23 seconds
    Episode 418: The UGLY Truth About Trying to Reach Financial Independence – Is This a Fool’s Errand?

    Is pursuing Financial Independence (FI) truly worth it, or is it just a fool’s errand? In this solo episode of Journey to Launch, I’m unpacking the hidden struggles of the FI journey—the sacrifices, the emotional rollercoaster, and the reality that more money won’t magically fix all your problems. From feeling cash-poor while building invisible wealth to navigating shifting goals and unexpected challenges, here is the ugly truth about FI and how to stay motivated without putting your life on hold.

    In this episode, I share:

    • The Illusion of Wealth & Invisible Abundance- How Financial Independence often means accumulating invisible wealth through investments and assets rather than cash, making people feel “broke” despite growing net worth.
    • Sacrifices and Trade-Offs – The journey to FI requires cutting back on spending, which can feel restrictive and lead to burnout if not balanced with enjoying life.
    • "Each Level Has Its Devil" – Reaching FI doesn’t magically solve all problems; new challenges arise, such as financial decision fatigue, fear of running out of money, and identity shifts.
    • Uncertainty in the Journey – Life circumstances change, making FI goals fluid; focusing on financial flexibility rather than a fixed number is more sustainable.
    • FI as a Journey, Not a Destination – True financial freedom comes from security, flexibility, and autonomy, rather than just quitting work; enjoying the process is crucial.

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    19 March 2025, 9:00 am
  • 59 minutes 13 seconds
    Episode 417: Mastering Money & Entrepreneurship: How to Build a Thriving Business & Life w/ Grant Sabatier

    In this episode of the Journey to Launch Podcast, we welcome back entrepreneur, investor, and bestselling author Grant Sabatier. Grant shares insights from his new book, Inner Entrepreneur: A Proven Path to Profit and Peace, and reflects on his 10-year journey since reaching financial independence. He discusses how his financial philosophy has evolved, his experience selling and repurchasing Millennial Money, and his latest venture—opening a brick-and-mortar bookstore in Columbus, Ohio. Grant also offers valuable advice for aspiring entrepreneurs and content creators navigating today’s competitive digital landscape.

    In This Episode, Grant shares:

    • How he reached financial independence in just over five years
    • Insights into selling Millennial Money to The Motley Fool and later buying it back
    • The increasing competition in digital spaces and why picking a single platform to master is crucial.
    • Why he decided to open a bookstore and how it differs from online businesses

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    12 March 2025, 9:00 am
  • 23 minutes 22 seconds
    Episode 416- How To Find $500–$1,000 in Your Budget With Little To No Extra Work

    This week on the Journey to Launch Podcast, I’m sharing some strategies to help you uncover extra money in your budget without working harder. By making small but impactful changes, you could potentially save hundreds—or even thousands—of dollars. I’m walking you through a simple five-day challenge designed to help you cut unnecessary expenses, lower your bills, and take control of your cash flow.

    In This Episode, you’ll learn:

    • How a spending freeze can help you reset your financial habits
    • Why you should cancel unused subscriptions and recurring expenses
    • How negotiating or switching service providers (such as car insurance or internet) can result in significant savings
    • The importance of tracking your savings and intentionally allocating found money toward your financial goals & more!

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    5 March 2025, 10:00 am
  • 31 minutes 24 seconds
    Episode 415: Want To Quit Your Job? The Truth About Your Career & Financial Independence

    In this episode of the Journey to Launch Podcast, I explore the question: Do you really want to quit your job, or are you just bored? I dive into the motivations behind financial independence and why so many people feel dissatisfied with their jobs. Reflecting on my own journey, I encourage you to ask yourself whether quitting is truly the right solution or if you simply need a shift in your work environment, role, or mindset.

    I’ll walk you through important questions to consider before making a big career move. I cover self-awareness, workplace dynamics, career alignment, and even alternative paths like entrepreneurship. I challenge you to think about whether you actually want to stop working or if you just need a break. 

    In this episode I discuss: 

    • How self-reflection can help determine if your dissatisfaction is caused by the job itself or if there is a deeper issue, such as recurring work struggles or personal patterns.
    • Whether frustration stems from low pay, lack of respect, or a toxic work environment, suggest considering negotiation or other options before quitting.
    • The pros and cons of entrepreneurship, questioning whether you truly want to work for yourself 
    • Whether taking a sabbatical, extended PTO, or making a career shift might be a better solution than quitting altogether.

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    26 February 2025, 10:00 am
  • 42 minutes 29 seconds
    Episode 414: Unraveling Financial Fears: Understanding Money Emotions and Behaviors w/ Shannah Game

    This week on the podcast, I am joined by Shannah Game, certified financial planner, trauma of money specialist, and author of Unraveling Your Relationship with Money. Shannah shares her journey from overcoming financial fears to becoming a money expert, emphasizing the emotional aspects of money management. We dive deep into overcoming financial shame, fear, and anxiety, exploring money personality types, emotional blocks around money, and practical ways to navigate financial decision-making. Shannah introduces four money personality types: Nightingale (nervous), Lion (risk-taker), Turtle (conservative), and Wolf (analytical). She recommends practices such as journaling and financial forgiveness, in order to understand financial emotions and behaviors. Shannah also shares her career evolution and goals, aiming for a balanced life with financial freedom and continued personal growth.

    In this episode, Shannah shares:

    • How money beliefs and emotional barriers impact financial progress
    • The power of financial forgiveness and mindset shifts for overcoming money shame
    • Practical strategies to balance financial goals while enjoying life
    • How to work with a partner or spouse with different money habits
    • Why defining what “enough” looks like for you is key to financial happiness + much more!

    Watch the video to this episode on YouTube, here. 

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    19 February 2025, 10:00 am
  • 56 minutes 52 seconds
    Episode 413: Financial Freedom & Love: The Key to Aligning Money & Relationships with Jessica & Brandon Norwood

    This week on the Journey to Launch Podcast, I chat with Jessica and Brandon Norwood, co-hosts of the Sugar Daddy Podcast, about their financial journey and advice for listeners on how to build wealth and achieve financial freedom. Jessica, a former teacher now in tech, and Brandon, a licensed financial planner, emphasize the importance of understanding one's financial background and having open conversations about money in relationships. They introduce their "DREAM framework" for financial planning, which includes diving into past financial experiences, reflecting on current behaviors, engaging in detailed goal-setting, and actively managing finances. Their insights provide a practical roadmap if you’re looking to take control of your finances, strengthen your financial partnership, or create a future of financial security and freedom.

    In this episode Jessica and Brandon share:

    • How couples can have honest discussions about their financial backgrounds, goals, and expectations to avoid conflicts and build a strong financial foundation together.
    • That all individuals (especially women) should strive for financial security to ensure they have control over their future, even in unexpected situations.
    • How Jessica transitioned from teaching to tech and significantly increased her income, showcasing the value of networking, skill-building, and strategic career changes.
    • Why money is a tool, not the goal and why you should focus on what it enables you to do—whether it’s travel, more time with family, or financial freedom—and structure your financial decisions accordingly.

    Watch the video to ths episodes on YouTube.com/journeytolaunch. 

    Other Links Mentioned in episode:

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    12 February 2025, 11:40 am
  • 31 minutes 2 seconds
    Episode 412: 5 Lessons on Embracing Change, Time, and the Journey to Financial Freedom- Birthday Reflections

    In this special birthday episode, I’m sharing five powerful reflections on life, financial freedom, and personal growth as I celebrate another year! I’ll be diving into why time is our most valuable asset, the power of detaching from outcomes, shifting perspectives to find peace in the present, embracing the journey as the true destination, and giving ourselves permission to evolve at any stage of life. Tune in as I reflect on the lessons I’ve learned over the years and offer insights to help you navigate your own path with intention, grace, and patience.

    Key takeaways from this episode:

    • Time is your most valuable asset—be intentional with how you use it and don’t delay happiness for a future milestone.
    • Detach from outcomes by focusing on what you can control and releasing attachment to specific results.
    • Shift your perspective to find peace in the present by recognizing and appreciating what’s already working in your life.
    • The Journey is the Destination Enjoy the process, not just the finish line.
    • Embrace change at any age—it’s okay not to have everything figured out. Give yourself the freedom to pivot, grow, and redefine success along the way.

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    5 February 2025, 10:00 am
  • 35 minutes 22 seconds
    Episode 411: The Hidden Cost of Over-Saving: When Saving Too Much Holds You Back

    In this week’s episode of the Journey to Launch podcast, I’m exploring the concept of "over-saving" and its potential to hinder financial growth and life enjoyment. You’ll hear about my personal journey of saving, a habit deeply instilled in me by my family, and how it has enabled me to achieve significant milestones throughout my life. However, I also mention how an overemphasis on saving, driven by fear or outdated goals, can prevent you from taking risks, making investments, and enjoying your money. I encourage you to understand your “enough point”—the amount needed to sustain a comfortable lifestyle—and align your saving and spending habits with your evolving financial goals.

    In this episode, I share:

    • The importance of balancing saving with spending, and how to reflect on whether your saving habits are holding you back from opportunities and personal growth. 
    • The concept of the "enough point," the income and savings level needed to sustain a desired lifestyle, and how to align your financial goals with this benchmark.
    • How to reframe viewing money as a tool to achieve financial goals, how to intentionally spend and invest in personal growth, happiness, and financial freedom.
    • How to differentiate smart saving from over-saving and the need for intentional saving aligned with current goals and values + more!

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    29 January 2025, 10:00 am
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