On this episode of Simply Money presented by Allworth Financial, Bob and Brian explain why a mid-year financial review is about much more than investment performance. They break down how to make sure your portfolio still aligns with your goals, uncover tax-saving opportunities before year-end, evaluate retirement progress, update estate planning documents, review beneficiary designations, and determine whether you're holding the right amount of cash. Plus, they discuss why the most important financial question you can ask right now is simply: what has changed in your life this year?

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On this episode of Simply Money presented by Allworth Financial, Bob and Brian break down the seven financial lies we tell ourselves—from believing more money will finally make us happy to thinking we can time the market, save later, or figure everything out on our own. They also discuss the financial realities of divorce, why cybercriminals are increasingly targeting seniors and their life savings, how to prepare your spouse to take over the family finances if needed, and critical estate planning mistakes that can create major headaches for your heirs. Plus, answers to listener questions on emergency funds, cognitive decline planning, and protecting your family's financial future.

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On this episode of Simply Money presented by Allworth Financial, Bob and Brian explain why the stock market’s boring days are often the most important for building long-term wealth, and why trying to time the market can come at a steep cost. They also discuss the growing AI investment frenzy in Taiwan and the dangers of chasing hot trends, cybersecurity risks lurking inside smart home devices, and answer listener questions about business exit planning, tax-efficient investing, and managing wealth more strategically.

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On this episode of Simply Money presented by Allworth Financial, Bob and Brian explain why many investors who think they’re diversified may actually have far more exposure to AI and semiconductor stocks than they realize, how concentration risk has shown up throughout market history, and what wealthy investors can do to protect against it. They also break down the recent pullback in private credit funds, the dangers of relying on active managers to pick the next market winners, why your portfolio’s purpose matters more than its returns, and answer listener questions on direct indexing, family business inheritance planning, Roth conversions, and the new Trump Accounts for children.

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On this episode of Simply Money presented by Allworth Financial, Bob and Brian break down a major shift at the Federal Reserve that could change how markets react to economic data, discuss the growing divide in how different generations and genders build wealth, and answer listener questions on inherited stock, selling a business, Roth conversions, and tax-loss harvesting. Plus, why you may already own a piece of SpaceX without even realizing it.

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On this episode of Simply Money presented by Allworth Financial, Bob and Brian break down the growing debate over allowing private equity, private credit, crypto, and other alternative investments inside 401(k) plans—and why many investors and fiduciaries are pushing back. They also discuss whether Americans are taking full advantage of new retirement and tax-saving strategies, the financial realities of owning a vacation home, how to know if you can afford a career sabbatical, strategies for managing large required minimum distributions, and when it's time to simplify a rental property portfolio.

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On this episode of Simply Money presented by Allworth Financial, Bob and Brian explain why the biggest risk to your retirement may have nothing to do with the stock market. From rising healthcare costs and long-term care planning to selling a business and navigating looming tax challenges, they cover the financial decisions that can have the biggest impact on your future. Plus, former Cleveland Fed President Dr. Loretta Mester joins the show to share her perspective on the Federal Reserve's latest decision and what investors should be watching next.

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On this episode of Simply Money presented by Allworth Financial, Bob and Brian break down the Federal Reserve's latest decision to hold interest rates steady and what persistent inflation could mean for your savings and investments. They also discuss the frenzy surrounding SpaceX's blockbuster IPO, the risks of chasing speculative investments, why blindly following the crowd into target-date funds could hurt your retirement strategy, and how couples can make smarter career and financial decisions together. Plus, advice for business owners whose children aren't interested in taking over the family company and the options available for a successful transition.

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On this episode of Simply Money presented by Allworth Financial, Bob and Brian explore what a new era at the Federal Reserve could mean for investors by looking back at the legacies of influential Fed chairs from Paul Volcker to Jerome Powell, discuss the latest restructuring news from Procter & Gamble and key planning opportunities for affected employees, break down when trusts make sense as part of an estate plan, and answer listener questions on investment performance, concentrated bets, retirement planning assumptions, and strategies for managing taxes during the early years of retirement.

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On this episode of Simply Money presented by Allworth Financial, Bob and Brian break down the market's reaction to a newly announced U.S.-Iran peace agreement and what it could mean for oil prices, inflation, and interest rates, with insights from Allworth Chief Investment Officer Andy Stout. They also discuss whether investors are missing out by skipping private equity, why the biggest wealth-building opportunities often start as overlooked companies, estate planning strategies for blended families, and answer listener questions on pension decisions, early retirement account access, and building flexibility when most of your wealth is tied up in retirement plans.

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On this episode of Simply Money presented by Allworth Financial, Bob and Brian tackle a question more investors are asking: are you missing out by not investing in private markets? They break down the opportunities, risks, and realities behind private equity and pre-IPO investing, discuss a remarkable story of a 95-year-old worker who may have missed decades of pension benefits because of a clerical error, explore why luxury travelers are flocking to all-inclusive vacations, and share practical advice on managing a business-sale windfall, inheriting significant wealth, and determining the right amount of umbrella liability insurance for your family.

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