Earn 0.75 CPD here: https://quiz.ensombl.com/CPDC-26040923-30460001
0.25 Regulatory Compliance and Consumer Protection
0.25 Client Care & Practice
0.25 Technical Competence

As portfolios become increasingly concentrated beneath the surface, host James Whelan is joined by Eric Marais (Orbis Investments) to challenge what genuine diversification really means. They unpack how passive indices and many active funds are heavily exposed to US mega-cap, tech-driven growth themes, creating hidden risks if leadership shifts. Drawing on history and current valuation extremes, the discussion highlights opportunities beyond the obvious—including mid-caps, healthcare, and international markets—while stressing diversification across style, geography, and currency. With a focus on preparation over prediction, this episode helps advisers build portfolios resilient to a wider range of outcomes.

Eric Marais LinkedIn: https://www.linkedin.com/in/eric-marais/
Rethinking Genuine Diversification Whitepaper: https://lnkd.in/emQtYVhe
Orbis Investments Disclaimer: https://ensombl.com/orbisdisclaimer/
James Whelan LinkedIn: https://www.linkedin.com/in/james-whelan-68146036/

Prepare your clients for a new investing dawn. Discover more: https://ensombl.com/go/20260413-2/

General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/CPDC-26040901-32320001
0.25 Technical Competence
0.25 Regulatory Compliance and Consumer Protection
0.25 Client Care and Practice

In this episode, Patrick speaks with Daniel Donovan, Founder at Alpine Advisory. They discuss how practices can more effectively scale and improve client experience by first fixing and mapping their processes, then applying automation and emerging AI tools (like Claude, Copilot, and Cowork) in targeted, deterministic ways rather than simply hiring more staff or chasing new software.

Daniel Donovan LinkedIn: https://www.linkedin.com/in/danieldonovan09/
Alpine Advisory Website: https://www.alpineadvisory.ai/

Discover a world of client engagement: https://ensombl.com/go/20260410-2/

General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26032704-24130001
0.25 Client Care & Practice
0.25 Technical Competence
0.25 Regulatory Compliance and Consumer Protection

In this first episode, Tanya is joined by Terry Dillon, Chief Executive Officer for Shadforth, and Ashton Jones, Director of Customer Innovation at MLC. They discuss how Innovative Retirement Income Solutions (IRIS) and related strategies - such as income layering, managing longevity and sequencing risk, and leveraging age pension concessions - can help advisers design more confident, sustainable retirement income plans for Australian clients.

Terry Dillon LinkedIn: https://www.linkedin.com/in/terry-dillon-697116165/
Shadforth Website: https://www.sfg.com.au/
Ashton Jones LinkedIn: https://www.linkedin.com/in/ashjones/

MLC Expand. For more information visit https://ensombl.com/go/20260401-2/

General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26032704-32100001
0.25 Client Care & Practice
0.25 Technical Competence
0.25 Professionalism and Ethics

Tanya speaks with Renee Diver and Amber McGhie from Firefly Financial, and Erica Malliotis, Retirement Specialist at MLC Expand. They discuss how advisers can better explain and use IRIS lifetime income products - alongside account-based pensions and other strategies - to manage longevity, risk, Centrelink benefits, and estate-planning concerns so clients can feel more confident about their retirement income.

Renee Diver LinkedIn: https://www.linkedin.com/in/renee-diver-4085456b/
Amber McGhie LinkedIn: https://www.linkedin.com/in/amber-mcghie-37553a1b2/
Firefly Financial Website: https://www.fireflyfinancial.com.au/
Erica Malliotis LinkedIn: https://www.linkedin.com/in/erica-malliotis-11324077/

MLC Expand. For more information visit https://ensombl.com/go/20260401-2/

General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26033103-18270001
0.25 Client Care & Practice
0.25 Technical Competence
0.25 Regulatory Compliance and Consumer Protection

In this instalment, Tanya speaks with Harry Flaskas, Practice Principal at Atlas Wealth Advisory, and Ashton Jones, Director of Customer Innovation at MLC. They discuss how advisers can use retirement income philosophies, income layering, and innovative retirement income solutions (IRIS) alongside traditional products to manage longevity and sequencing risks, optimise Centrelink outcomes, and give clients greater confidence to spend sustainably in retirement.

Harry Flaskas LinkedIn: https://www.linkedin.com/in/harry-flaskas-7123a076/
Atlas Wealth Website: https://atlaswealthadvisory.com.au/
Ashton Jones LinkedIn: https://www.linkedin.com/in/ashjones/

MLC Expand. For more information visit https://ensombl.com/go/20260401-2/

General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 1.0 CPD here: https://quiz.ensombl.com/ENSO-26032923-13100001
0.25 Client Care & Practice
0.25 Technical Competence
0.25 Professionalism and Ethics

0.25 Regulatory Compliance and Consumer Protection
In this episode, Rocksy speaks with Justin O'Donoghue, Head of Advice Operations and Excellence at Ironbark. They discuss regional advice, outsourcing and offshore teams, technology and AI enablement, values-based client advice, and how to scale high-quality financial planning to tens of thousands of Australian families.

Justin O'Donoghue LinkedIn: https://www.linkedin.com/in/justin-o%C2%B4donoghue-25bab637/
Ironbark Website: https://www.ironbarkfg.com.au/
Otter.ai Website: https://otter.ai/
Claras Website: https://claras.ai/

General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26032700-17180001
0.25 Client Care & Practice
0.25 Technical Competence
0.25 Regulatory Compliance and Consumer Protection

In this episode, Ben speaks with Paul Milbourne, Business Protection and Life Insurance Specialist at Milbourne Insurance Solutions. They discuss how and why he left a large firm to build a profitable, referral-driven, risk-only advice business from scratch - covering his costs through upfront commissions, growing rapidly via ideal-client referrals and LinkedIn presence, leveraging strong systems, estate planning and claims advocacy, and emphasising mentorship, deep client relationships, and MDRT-style professional community as the foundation for sustainable growth.

Paul Milbourne LinkedIn: https://www.linkedin.com/in/paulmilbourne1/
Milbourne Insurance Solutions Website: https://www.milbourne.com.au/
MDRT: https://globalconference.mdrt.org/
Marc Fabris: https://point1.com.au/

Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20260330-2/

General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26032602-23060001
0.25 Technical Competence
0.25 Regulatory Compliance and Consumer Protection
0.25 Client Care and Practice

This week, Pat is joined by Mark Zaglas, CEO and Director at Encore Advisory Group. They explore how leadership, operating models, and AI-driven technology are reshaping advice firms through the “Big Six” trends for 2026, covering the rise of the COTO role, rebuilding sales engines, adviser mobility, evolving value propositions, emerging conflicts of interest, and the execution gap between knowing and doing.

Mark Zaglas LinkedIn: https://www.linkedin.com/in/mark-zaglas/
Encore Advisory Website: https://www.encoreadvisorygroup.com.au/

Between Meetings with Matt Heine – Discover a podcast for wealth professionals: https://ensombl.com/go/20260327-2/

General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 1.0 CPD here: https://quiz.ensombl.com/ENSO-26032223-39010001
0.25 Technical Competence
0.25 Client Care and Practice
0.25 Regulatory Compliance & Consumer Protection
0.25 Professionalism and Ethics

In this episode, Rocksy is joined by Matt Lawler, CEO of Akumin. They discuss his journey from growing up around advice to leading Akumin’s spin-out from AMP, industry reforms, growth and efficiency (including AI), adviser capacity and talent shortages, licensee myths, and Akumin’s shift toward adviser-owned, nationally scaled, “freedom within a framework” advice businesses.

Matt Lawler LinkedIn: https://www.linkedin.com/in/matt-lawler/
Akumin Website: https://akumin.com.au/

Explore the road less travelled at https://ensombl.com/go/20260324

General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26032000-04430001
0.25 Client Care & Practice
0.25 Technical Competence
0.25 Regulatory Compliance and Consumer Protection

This week, Ben is joined by Mitch Ramsbotham, Head of Growth and Strategy at Coastal Advisory Australia. They discuss how Coastal Advisory Australia has built a fast‑growing, multi‑disciplinary financial advice business with a dedicated, methodical life insurance (risk) capability at its core, using specialisation, internal referral systems, technology and acquisitions to drive scalable growth and intergenerational client relationships.

Mitch Ramsbotham LinkedIn: https://www.linkedin.com/in/mitchell-ramsbotham-04122812/
Coastal Advisory Australia Website: https://coastaladvisory.com.au/

Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20260323

General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.50 CPD here: https://quiz.ensombl.com/ENSO-26031722-58400001
0.25 Technical Competence
0.25 Client Care and Practice

Jesse is the Retirement Engagement Leader and Senior Product Owner at Aware Super. He and James discuss the key insights from Aware Super’s retirement study, exploring why many Australians struggle to look forward to and plan for retirement, how uncertainty and life events shape decisions (including early retirement), and the crucial roles of safety, security, and shifting financial priorities in helping people retire with confidence.

Jesse Oey LinkedIn: https://www.linkedin.com/in/jesseoey/
Aware Super Website: https://aware.com.au/

Ensombl Progress is a professional development membership for advisers who want momentum and implementation - not just ideas - with protected time and peer accountability to turn key initiatives into visible progress. Learn more at https://ensombl.com/membership/

General Disclaimer – https://www.ensombl.com/disclaimer/