Queer Money
The Debt Free Guys
Queer Money is the only show dedicated to how our money and our lives intersect. Gay, Lesbian, Bisexual, Transgender or Queer, we all have money needs. The Debt Free Guys will help you sort it out so you can #LiveDebtFree #HaveFun & #BeMoneyConscious!
- 15 minutes 48 secondsFacing Retirement: Financial Challenges for Gay GenXers | Queer Money Ep. 582
Are Gay GenXers Too Broke to Retire?
Are gay Gen Xers destined for a financially fabulous retirement 💸✨, or are we teetering on the edge of a financial faceplant? On this episode of Queer Money, we spill the ☕️ on whether our generation is doomed to work ‘til we drop or if there’s still time to secure that dream retirement—one with bottomless brunches 🥂 instead of bottomless debt. 😵💳
With inflation throwing tantrums 📈, the cost of living strutting up like it’s on a runway, and traditional retirement benefits ghosting us like a bad Tinder date, it’s no wonder nearly 50% of Gen Xers are at risk of retiring broke. 😨 And let’s be real—LGBTQ+ folks often juggle even heavier financial baggage, from higher debt to fewer assets, making retirement planning feel more like an Olympic sport. 🏆
But don’t clutch your pearls just yet! 📿 We’re here to dish out the strategies, tips, and hard truths you need to turn your financial future from meh to magnifique. 💅💖 Tune in, take notes 📝, and let’s get serious about securing that rich, restful retirement we all deserve! 🏝️💃💵
Takeaways:
- Let’s be real—too many gay Gen Xers are staring down retirement with more financial anxiety than a drag queen lip-syncing for her life. 💰😱
- A shocking number of LGBTQ+ adults over 45 are sweating over their financial future—because let’s face it, "winging it" isn’t a retirement plan.
- Inflation and the cost of literally everything (looking at you, $8 avocados 🥑💸) are making it even harder for our community to get ahead.
- It’s time to stop playing defense with our money and start making some power moves—financial planning and debt slaying are the new self-care. ✨💅
- We love taking care of our chosen family, but honey, if you’re not putting your own oxygen mask on first, your retirement dreams might be DOA. 🚨🏖️
- Investing—even just a little—is the VIP ticket to a cushy retirement, especially now that inheritances and pensions are as rare as a Grindr date that actually wants to grab coffee first. ☕💸
Topics Covered:
- 00:00 - Understanding Retirement for Gay Gen Xers
- 02:51 - Economic Anxiety and Retirement Challenges for Gen Xers
- 05:30 - Financial Security and Generational Struggles
- 09:41 - Taking Control of Our Financial Future
- 14:02 - Ditching the Rich Uncle Mentality
Let's connect:
Mentioned in this episode:
Support the Queer Money podcast
We love bringing you new content every week. Help us keep doing that. Click the link below to support our mission of financial empowerment for the LGBTQ+ community.
Support the Queer Money podcast - Buy us some coffee
Get the FREE Happy Gay Retirement Calculator
Are you on the path to a tragic, basic, happy or fabulous retirement? Find out where and begin your journey to a better retirement with our Happy Gay Retirement Calculator.
11 March 2025, 6:00 am - 6 minutes 17 secondsFrom Struggle to Stability: The Financial Growth of the LGBTQ Community | Queer Money Ep. 581
Is the LGBTQ+ community improving financially?
Good news, fam! The LGBTQ+ community is stepping up its financial game, and we’ve got the receipts. 📊 According to the Motley Fool Debt Free Guys LGBTQ Money Study and Prudential’s 2018 Study, more of us are finally embracing basic banking tools—checking accounts, savings accounts, and the financial stability they bring.
Why does this matter? Because keeping your cash in a shoebox under the bed is so last century. 🏦 By using these essential financial products, we’re not just catching up to the general population—we’re saving money, avoiding fees, and building real financial security.
This shift isn’t just a cute trend; it’s a power move. 💪🏽 So if you’re still playing hide-and-seek with your money, now’s the time to get that banking game on point. Let’s keep pushing forward and making our wallets as fabulous as we are! 🌈💰
Topics Covered:
- 00:05 - Trends in Queer Finances
- 01:03 - Financial Progress in the LGBTQ+ Community
- 02:40 - The Importance of Financial Tools in the LGBTQ+ Community
- 03:56 - Understanding Financial Tools for Stability
- 04:50 - Encouraging Financial Empowerment for Young Queer Individuals
Takeaways:
- The queer community is experiencing a positive shift in financial behaviors and attitudes.
- Recent studies indicate that LGBTQ individuals are increasingly utilizing essential banking services.
- Financial stability among the queer community is essential for broader social progress and rights advocacy.
- Basic banking tools are crucial for reducing unnecessary financial burdens and enhancing overall quality of life.
- Promoting financial education among younger queer individuals is vital for fostering long-term independence.
- Utilizing checking and savings accounts can significantly improve financial security and sustainability for LGBTQ individuals.
Links referenced in this episode:
Let's connect:
Mentioned in this episode:
Support the Queer Money podcast
We love bringing you new content every week. Help us keep doing that. Click the link below to support our mission of financial empowerment for the LGBTQ+ community.
Support the Queer Money podcast - Buy us some coffee
Get the FREE Happy Gay Retirement Calculator
Are you on the path to a tragic, basic, happy or fabulous retirement? Find out where and begin your journey to a better retirement with our Happy Gay Retirement Calculator.
4 March 2025, 6:00 am - 16 minutes 12 secondsFostering Financial Independence in Queer Teens | Queer Money Ep. 580
How queer teens can prepare for a life of independence
Hey, fabulous queer fam! In this episode, we’re diving into money talk with a twist—designed especially for queer teens and young adults. We’re dishing out practical, fun financial tips that honor your unique journey. Along the way, we share our own stories about overcoming self-doubt and smashing those limiting beliefs about worth and financial smarts. Get ready to learn five must-know money moves—from launching a Roth IRA, sidestepping credit card traps, to living smart on your dime—that will empower you to own your future with confidence and flair. Let’s slay the financial game together and build a future as brilliant as you are!
Show Notes:
Hey there, beautiful people! In this chat, we're getting real about the money struggles many queer teens face, especially when it comes to financial independence. John and David open up about their own journeys, sharing how societal and family pressures can mess with your confidence and financial mojo. They highlight how growing up in restrictive environments can sometimes lead to doubting your own worth and money potential. But here's the kicker: we're flipping the script! We’re dropping some real-deal advice to help you kick those limiting beliefs to the curb. Learn how to build your savings—think cool moves like starting a Roth IRA—and dodge the pitfalls of credit card debt. It's all about laying down a strong financial foundation to rock adulting with pride, confidence, and a splash of glitter. Let’s empower our queer community to thrive financially and emotionally, together!
Takeaways:
- Discover key money moves for queer teens, blending financial savvy with emotional strength.
- Smash limiting beliefs about self-worth and financial success.
- Get a head start on investing—think Roth IRA for future security.
- Dodge credit card traps and keep your spending in check.
- Use apps to track your spending and stay on top of your money game.
- Live below your means to build a solid, stress-free financial future.
Topics Covered:
- 00:10 - Reflecting on Financial Advice
- 04:12 - Financial Advice for Queer Teens
- 05:55 - Overcoming Limiting Beliefs for Financial Security
- 08:36 - Avoiding Credit Card Debt: A Lesson for Young Adults
- 11:12 - Understanding Financial Responsibility
Let's connect:
Mentioned in this episode:
Support the Queer Money podcast
We love bringing you new content every week. Help us keep doing that. Click the link below to support our mission of financial empowerment for the LGBTQ+ community.
Support the Queer Money podcast - Buy us some coffee
Get the FREE Happy Gay Retirement Calculator
Are you on the path to a tragic, basic, happy or fabulous retirement? Find out where and begin your journey to a better retirement with our Happy Gay Retirement Calculator.
25 February 2025, 6:00 am - 16 minutes 56 secondsConquering the Debt Depression Spiral: Five Steps to Financial Freedom | Queer Money Ep. 579
Are You Stuck in the Debt Depression Spiral?
Do you find yourself swiping your credit card to cure a bad day, only to wake up with a financial hangover and a side of regret? Welcome to the debt depression spiral, where retail therapy turns into retail tragedy. But don’t worry, bestie—we’re here to throw you a fabulous financial lifeline.
In this episode, we break down five game-changing strategies to help you snap out of this vicious cycle and reclaim your coins (and your sanity). From no-spend weekends that don’t feel like punishment to ditching social media FOMO, we’ve got the tea on how to stop stress-spending and start thriving. Let’s recognize the spiral, call it out for the messy queen it is, and get the F out—for good!
Show Notes
What’s gayer than a brunch mimosa and messier than a Real Housewives reunion? The debt depression spiral. It’s that toxic little loop where you spend money to feel better, then feel worse because you spent money. Rinse, repeat, regret.
But here’s the good news: You don’t have to stay stuck in this budgetary Bermuda Triangle! We’re serving up five life-saving strategies to break free:
✨ No-Spend Weekend, But Make It Fun – Step away from the checkout cart and rediscover joy without the price tag.
🍽️ Host a Queer Potluck – Because cooking together is cheaper (and way gayer) than sad solo takeout.
💡 Gratitude Jar, But Make It Fierce – Shift your mindset from “I need more” to “I have plenty.”
📵 Social Media Detox – Stop doom-scrolling and comparing your life to an influencer’s highlight reel.
🎯 Focus on Long-Term Fulfillment – Invest in things that actually make you happy, not just what looks cute in a shopping bag.
By embracing these tips, you’ll finally be able to stop letting your wallet suffer for the sake of a quick dopamine hit. Tune in, take notes, and let’s break the cycle together! 💸✨
Topics Covered:
- 00:01 - The Cycle of Emotional Spending
- 02:04 - Understanding the Debt Depression Spiral
- 04:30 - Understanding the Debt Depression Spiral
- 07:37 - Avoiding the Debt Depression Spiral
- 12:21 - Tips for Financial Well-being and Gratitude
- 15:03 - Breaking the Debt Depression Spiral
Fabulous Takeaways from This Episode
💸 The Debt Depression Spiral is a Drama Queen – It starts with emotional spending (hello, “I deserve this!” purchases) and ends with financial anxiety and regret. Not the vibe.
🛑 No-Spend Weekend = Financial Reset – Give your wallet a mini vacation and break the cycle. Bonus: You’ll finally use that fancy candle you bought three impulse purchases ago.
🎯 Long-Term Happiness > Instant Gratification – That $200 designer candle? Cute, but does it spark lifelong joy? Let’s start spending on things that actually last.
🙏 Gratitude is the Ultimate Glow-Up – Focus on what you have, not what’s missing. A daily gratitude practice = less money stress and more inner peace.
🍽️ Potlucks = More Fun, Less Funds – Why drop $50 on brunch when you and your friends can throw a fabulous, budget-friendly dinner party? Bring a dish, bring the gossip, and keep your coins.
📵 Social Media Detox for Your Sanity – Step away from the influencer highlight reel and stop letting curated perfection convince you to spend money you don’t have. Your life is already fab!
✨ TL;DR: Your money should work for you, not just cover up bad moods. Let’s break free from the spiral and start living fabulously without going broke!
Let's connect:
Mentioned in this episode:
Support the Queer Money podcast
We love bringing you new content every week. Help us keep doing that. Click the link below to support our mission of financial empowerment for the LGBTQ+ community.
Support the Queer Money podcast - Buy us some coffee
Get the FREE Happy Gay Retirement Calculator
Are you on the path to a tragic, basic, happy or fabulous retirement? Find out where and begin your journey to a better retirement with our Happy Gay Retirement Calculator.
18 February 2025, 6:00 am - 39 minutes 52 secondsExploring Financial Disparities: 7 Ways Money Differs for LGBTQ Folks | Queer Money Ep. 478
Is money really different for LGBTQ+ folks?
Money is distinctly different for LGBTQ individuals due to a multitude of systemic factors that influence their financial experiences and outcomes. In this episode, we elucidate seven critical ways in which the financial landscape diverges for members of the LGBTQ community compared to their heterosexual counterparts. These disparities encompass aspects such as legacy beliefs, wage gaps, and the lack of representation within financial institutions, which collectively contribute to a unique set of challenges. As we delve into this discourse, we aim to provide our listeners with not only an understanding of these differences but also actionable solutions to navigate and mitigate the financial obstacles faced by LGBTQ individuals. Ultimately, our objective is to empower our audience with knowledge that fosters financial independence and well-being.
Show notes:
In this episode, John and David embark on a critical exploration of the nuanced financial realities encountered by LGBTQ individuals, contrasting these experiences with those of the general population. They introduce the concept that, while a substantial portion of financial transactions may appear homogeneous, approximately 20% of financial experiences diverge markedly based on identity factors such as gender, race, and sexual orientation. The discussion is anchored by seven key insights that underscore the distinctive challenges faced by LGBTQ individuals, including the impact of legacy beliefs—internalized messages from a heteronormative society that shape financial self-perception and decision-making. The conversation is further enriched by statistical evidence illustrating wage disparities, employment challenges, and the pervasive lack of representation within financial institutions. John and David advocate for a proactive approach to financial management, proposing actionable strategies aimed at mitigating these disparities and fostering economic empowerment within the community. Ultimately, the episode serves as a clarion call for greater awareness and advocacy surrounding LGBTQ financial issues, encouraging listeners to leverage their unique experiences as a source of strength.
Topics Covered:
- 00:00 - Addressing Misconceptions About Money and LGBTQ Communities
- 05:31 - Understanding Financial Differences for LGBTQ People
- 09:17 - The Wage Gap in the LGBTQ Community
- 20:18 - The Financial Struggles of LGBTQ Youth
- 24:31 - The Changing Landscape of LGBTQ+ Financial Services
- 31:45 - Financial Equality and Advocacy
- 33:54 - Solutions for Financial Empowerment
Takeaways:
- The financial landscape for LGBTQ individuals is characterized by unique challenges and disparities that must be acknowledged.
- A significant proportion of LGBTQ people experience economic hardships, including homelessness and unemployment, at higher rates than their non-LGBTQ counterparts.
- Legacy beliefs and societal messages profoundly impact LGBTQ individuals' relationships with money and their financial decisions throughout their lives.
- The wage gap for LGBTQ individuals persists, with many earning less than their heterosexual peers in similar roles and industries.
Mentioned in this episode:
Get the FREE Happy Gay Retirement Calculator
Are you on the path to a tragic, basic, happy or fabulous retirement? Find out where and begin your journey to a better retirement with our Happy Gay Retirement Calculator.
Happy Gay Retirement Calculator
Support the Queer Money podcast
We love bringing you new content every week. Help us keep doing that. Click the link below to support our mission of financial empowerment for the LGBTQ+ community.
11 February 2025, 6:00 am - 15 minutes 45 secondsFinancial Empowerment: Five Steps to Organize Your Finances as an LGBTQ Person | Queer Money Ep. 577
How can LGBTQ+ folks get financially organized?
The intricate tapestry of financial organization is unraveled in this episode, as we delve into the essential strategies that can significantly impact the financial lives of LGBTQ individuals. The conversation is anchored around five indispensable recommendations designed to foster financial security and promote a sense of agency within the community. We begin by emphasizing the critical need for an emergency savings account, advocating for a more robust financial cushion than traditional advice suggests. Given the systemic challenges faced by LGBTQ individuals—including discrimination in housing and employment—our proposal of nine to twelve months of savings is not merely prudent; it is imperative for financial resilience.
Continuing our discourse, we introduce the concept of a happiness budget. This innovative approach encourages individuals to assess their spending habits critically, redirecting financial resources towards experiences and purchases that yield genuine happiness and fulfillment, rather than transient pleasures. This discussion serves to challenge conventional notions of budgeting by advocating for intentionality over mere restriction. We further investigate the alarming statistic that a significant portion of the LGBTQ community lacks access to basic banking services, underscoring the urgency of becoming financially literate and engaged with available banking resources.
As we transition into the realm of retirement planning, we confront the disheartening reality that a vast majority of LGBTQ individuals are not participating in employer-sponsored retirement plans. This oversight poses a considerable risk to long-term financial health and necessitates immediate attention. Finally, we explore the multifaceted nature of insurance, emphasizing its role as a safeguard against unforeseen circumstances. By addressing these five pivotal areas, we aspire to empower our listeners to take actionable steps towards financial organization, ultimately leading to a more secure and fulfilling life.
Takeaways:
- Building an emergency savings account is crucial for financial security, especially for LGBTQ individuals.
- Creating a happiness budget allows individuals to prioritize spending on meaningful experiences and values.
- Engaging with traditional banking services is essential for managing finances effectively and securely.
- Saving for retirement should begin early, even with small contributions, to ensure future stability.
- Purchasing appropriate insurance is vital to protect against unexpected events and to secure one's financial future.
Topics Covered:
Chapters:
- 00:15 - Focusing on Financial Happiness
- 02:58 - Getting Financially Organized
- 05:31 - Creating a Happiness Budget
- 09:12 - Saving for Retirement
- 11:49 - Planning for Retirement: The Importance of Saving
- 13:16 - Financial Insurance Strategies
Let's connect:
Mentioned in this episode:
Get the FREE Happy Gay Retirement Calculator
Are you on the path to a tragic, basic, happy or fabulous retirement? Find out where and begin your journey to a better retirement with our Happy Gay Retirement Calculator.
Happy Gay Retirement Calculator
Support the Queer Money podcast
We love bringing you new content every week. Help us keep doing that. Click the link below to support our mission of financial empowerment for the LGBTQ+ community.
4 February 2025, 6:00 am - 16 minutes 40 secondsTransform Your Future: Daily Habits That Lead to Financial Freedom | Queer Money Ep. 576
Is your financial future fabulous or basic?
Your daily financial habits are the unsung heroes of your money story—they shape everything from your short-term wins to your long-term dreams (hello, cozy retirement!).
In this episode of Queer Money®, we’re diving into the magic of a solid daily financial plan that syncs with your bigger money goals. 💸✨
We're spilling all the tea on:
💡 Setting a daily budget that works for you
💡 Living that cash-only life like a boss
💡 Using fintech tools to keep your coins in check
But it’s not just about the mechanics. This episode is all about how those small, consistent moves—like mindful spending—build the foundation for financial independence and a fabulous future.
Plus, we’ll dish on why continuous financial education is a game-changer and how to actually enjoy managing your money. Spoiler alert: financial freedom can be fun. 🥂
Tune in and learn how to make your money habits work harder than Beyoncé in a stadium show!
Show Notes:
The Queer Money podcast brings an engaging discussion on the importance of daily financial habits and their impact on long-term financial success. Drawing from the Tanzanian proverb, "little by little, a little becomes a lot," the hosts emphasize that each small financial decision made today contributes significantly to future financial stability. This episode serves as the third installment in a financial planning series, building on previous discussions about short-term and long-term planning. With relatable examples, the hosts illustrate how seemingly minor expenditures like daily coffee runs or frequent dining out can accumulate and hinder retirement goals if not managed wisely.
Listeners are guided through five actionable steps to improve their daily financial routines. These steps include setting a daily budget, living on cash, utilizing fintech tools to track spending and investments, committing to daily financial learning, and most importantly, having fun throughout the process. The discussion encourages a conscious approach to spending, urging listeners to recognize the long-term effects of their daily financial choices. Additionally, the episode fosters a sense of community among LGBTQ individuals by promoting financial literacy and independence, ultimately aiming to empower listeners to achieve their financial aspirations with confidence and ease.
Topics Covered:
- 00:17 - Daily Financial Habits
- 03:25 - The Latte Factor and Financial Habits
- 05:30 - Understanding Millennials' Spending Habits
- 08:23 - The Importance of Budgeting and Cash Management
- 11:23 - Exploring Fintech and Financial Independence
- 14:11 - Creating Your Daily Financial Plan
Takeaways:
- Your daily financial habits are crucial for achieving long-term financial goals like retirement.
- Living on cash instead of cards can help you manage your spending better.
- Daily budgeting allows you to track your expenses and avoid financial pitfalls.
- Investing in fintech tools can significantly improve your budgeting and financial awareness.
- Learning about finances a little each day can empower you to make better choices.
- Having fun while managing your finances makes the process enjoyable and sustainable.
Let's connect:
Mentioned in this episode:
Get the FREE Happy Gay Retirement Calculator
Are you on the path to a tragic, basic, happy or fabulous retirement? Find out where and begin your journey to a better retirement with our Happy Gay Retirement Calculator.
Happy Gay Retirement Calculator
Support the Queer Money podcast
We love bringing you new content every week. Help us keep doing that. Click the link below to support our mission of financial empowerment for the LGBTQ+ community.
28 January 2025, 6:00 am - 14 minutes 19 secondsPlan Smart: Aligning Your Short-Term Goals with Long-Term Dreams | Queer Money Ep. 575
Does your short-term financial plan work? Does it align with your long-term goals?
Creating a short-term financial plan that aligns with your long-term goals is essential for achieving financial independence and well-being. In this episode, we share five actionable steps to help you establish one to three short-term money goals that will support your broader financial aspirations. By focusing on improving cash flow, growing your net worth, and strategically planning your social life, you can ensure that your day-to-day spending aligns with your long-term objectives. We also emphasize the importance of selecting goals that are not only achievable but also complement your larger financial vision. Join us as we dive into practical strategies that will set you on the path to financial success while still enjoying life along the way.
Takeaways:
- Creating short-term financial goals that align with your long-term objectives is essential for success.
- It's important to improve your cash flow by spending less than you earn consistently.
- Paying off high-interest debt is one of the fastest ways to increase your net worth.
- Be proactive in planning your social life to avoid overspending and debt accumulation.
- Finding cheaper alternatives to your favorite activities can help you save money effectively.
- Setting one to three short-term goals creates a clear focus and direction for your finances.
Topics Covered
- 00:07 - Creating Short Term Financial Goals
- 01:12 - Transitioning to Short Term Financial Goals
- 04:55 - Strategies for Achieving Financial Goals
- 09:02 - Planning Your Social Life Budget
- 11:47 - Five Steps to Financial Success
Let's connect:
Mentioned in this episode:
Get the FREE Happy Gay Retirement Calculator
Are you on the path to a tragic, basic, happy or fabulous retirement? Find out where and begin your journey to a better retirement with our Happy Gay Retirement Calculator.
Happy Gay Retirement Calculator
Support the Queer Money podcast
We love bringing you new content every week. Help us keep doing that. Click the link below to support our mission of financial empowerment for the LGBTQ+ community.
21 January 2025, 6:00 am - 14 minutes 43 secondsMake Your Long-term Money Goals a Reality: 5 Essential Steps to Success | Queer Money Ep. 574
How to Achieve Your Long-term Goals
Achieving long-term financial goals can be challenging due to a phenomenon known as delayed reward discounting, where individuals struggle to prioritize future gains over immediate gratification. This podcast episode delves into the importance of setting clear, quantifiable Queer Money goals that resonate personally, as well as understanding the underlying motivation behind these goals. The hosts discuss the significance of taking action by establishing dedicated accounts for each goal and automating savings to streamline the process. By sharing financial aspirations with friends and family, especially within the LGBTQ community, individuals can create accountability and inspire one another. Ultimately, listeners are encouraged to focus on both the practical steps of financial planning and the psychological aspects that can lead to sustained success.
The psychological phenomenon of delayed reward discounting often impedes our ability to achieve long-term goals, leading many to set the same New Year’s resolutions year after year without progress. This episode addresses this issue head-on, inviting listeners to explore the intricate relationship between our aspirations and the actions—or inactions—that follow. The hosts introduce the concept of 'Queer Money Goals,' a framework designed to help individuals articulate their financial objectives in a way that is not only measurable but also exciting and relevant to their lives. This framework encourages the identification of significant long-term goals, or 'rocks,' while also acknowledging the importance of 'pebbles' (medium-term goals) and 'sand' (short-term desires) in the overall financial landscape.
Show Notes
A captivating metaphor of a jar filled with rocks, pebbles, sand, and water is utilized throughout the discussion to illustrate how prioritizing major goals can create a solid foundation for achieving smaller, immediate aims. The hosts stress the necessity of understanding one's 'why' behind each goal, which serves as a key motivator during challenging times. Furthermore, they advocate for automation in financial planning, suggesting that setting up direct deposits and automated savings can streamline the process and eliminate the temptation to divert funds from important goals. This not only simplifies budgeting but also contributes to building a healthier financial future.
The episode culminates in a call to action for listeners to socialize their goals, particularly within the LGBTQ community, to foster accountability and inspiration. By sharing financial aspirations with friends and family, individuals can create a supportive network that encourages progress and celebrates milestones. The hosts conclude by outlining five essential steps for effective long-term financial planning, leaving listeners with a clear roadmap to navigate their financial journeys. This episode serves as an empowering guide for anyone looking to redefine their financial future by embracing both the challenges and triumphs of goal-setting.
Takeaways:
- Delayed reward discounting makes achieving long-term goals difficult, leading to procrastination and distraction.
- Success is not a one-time event but a series of small, consistent actions over time.
- Establish your Queer Money goals by ensuring they are quantifiable, understandable, and relevant to you.
- Automate your savings and bills to simplify your financial journey and reduce stress.
- Involve your friends and family in your financial goals to create accountability and support.
- Understanding your 'why' behind your goals helps maintain motivation during challenging times.
Chapters:
- 00:08 - Understanding Delayed Reward Discounting
- 02:11 - Understanding Delayed Reward Discounting
- 06:13 - Introducing Queer Money Goals
- 08:29 - Understanding Your Goals and Their Importance
- 13:23 - Creating Your Long-term Financial Plan
Let's connect:
Mentioned in this episode:
Get the FREE Happy Gay Retirement Calculator
Are you on the path to a tragic, basic, happy or fabulous retirement? Find out where and begin your journey to a better retirement with our Happy Gay Retirement Calculator.
Happy Gay Retirement Calculator
Support the Queer Money podcast
We love bringing you new content every week. Help us keep doing that. Click the link below to support our mission of financial empowerment for the LGBTQ+ community.
14 January 2025, 6:00 am - 17 minutes 6 secondsHow to Build a Real Gay Life You Love | Queer Money Ep. 573
Do you really love your gay life? I mean really?
Many queer folks, especially queer men express this feeling to us. They've been struggling all their lives to feel accepted, feel whole and feel like they're really happy.
So, this week, we share some tips on what it takes to build the kind of gay life you love.
Let's connect:
Mentioned in this episode:
Support the Queer Money podcast
We love bringing you new content every week. Help us keep doing that. Click the link below to support our mission of financial empowerment for the LGBTQ+ community.
Support the Queer Money podcast - Buy us some coffee
Get the FREE Happy Gay Retirement Calculator
Are you on the path to a tragic, basic, happy or fabulous retirement? Find out where and begin your journey to a better retirement with our Happy Gay Retirement Calculator.
7 January 2025, 6:00 am - 14 minutes 49 secondsShould the Queer Money Podcast End? | Queer Money Ep. 572
Should we quit the LGBTQ+ community?
In episode 572 of the Queer Money Podcast, hosts David and John discuss the potential future of the podcast after learning their primary sponsor will not renew sponsorship for 2025. They share the impact of this news on their revenue and reflect on the journey of the podcast since its inception, highlighting milestones and significant contributions to the LGBTQ community. The hosts request feedback from listeners to help determine whether to continue the podcast and in what new directions it might go. Special gratitude is extended to Capital One and other sponsors for their support over the years. The episode concludes with a call to action for listeners to share their thoughts via social media or email.
Topics Covered:
- 00:00 Introduction and Announcement
- 00:48 Reflecting on Queer Money's Journey
- 03:28 The Birth and Evolution of Queer Money
- 05:04 Impact and Achievements
- 09:27 Challenges and Future Plans
- 13:36 Audience Engagement and Conclusion
Let's connect:
Mentioned in this episode:
Get the FREE Happy Gay Retirement Calculator
Are you on the path to a tragic, basic, happy or fabulous retirement? Find out where and begin your journey to a better retirement with our Happy Gay Retirement Calculator.
Happy Gay Retirement Calculator
Support the Queer Money podcast
We love bringing you new content every week. Help us keep doing that. Click the link below to support our mission of financial empowerment for the LGBTQ+ community.
31 December 2024, 6:00 am - More Episodes? Get the App