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Ramsey Everyday Millionaires

Ramsey Everyday Millionaires

Ramsey Network

Listen to how ordinary people built extraordinary wealth - and how you can too.

  • 4 minutes 28 seconds
    How Much Do You Need to Retire?

    How do you calculate exactly how much you need to retire? This call explores the key numbers and steps to set a realistic retirement savings goal.

    Next Steps:

    šŸ’°Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    šŸ“Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    šŸ¦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    šŸ“ˆSee how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    šŸ§‘ā€šŸ’»Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

    Ā 

    Ā Listen to more from Ramsey Network:

    šŸŽ™ļøā  The Ramsey Show ⁠

    šŸ’øā  The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    šŸøā  Smart Money Happy Hour⁠

    šŸ’°ā  George Kamel⁠

    šŸ“ˆā  EntreLeadership⁠

    šŸ  Real Estate the Ramsey Way

    ⁠Ramsey Solutions Privacy Policy

    11 November 2026, 11:00 am
  • 9 minutes 53 seconds
    Should I Pay Off my Mortgage Early or Invest?

    Should you pay off your mortgage early or invest the money instead? This call explores what to do when a financial advisor pushes investing over debt payoff, and how to tell which move is really the smarter one.

    Next Steps:

    šŸ’°Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    šŸ“Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    šŸ¦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    šŸ“ˆSee how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    šŸ§‘ā€šŸ’»Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

    Ā 

    Ā Listen to more from Ramsey Network:

    šŸŽ™ļøā  The Ramsey Show ⁠

    šŸ’øā  The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    šŸøā  Smart Money Happy Hour⁠

    šŸ’°ā  George Kamel⁠

    šŸ“ˆā  EntreLeadership⁠

    šŸ  Real Estate the Ramsey Way

    ⁠Ramsey Solutions Privacy Policy

    8 November 2026, 11:00 am
  • 8 minutes 49 seconds
    How to Retire Before You Expire

    How should you properly invest your money for retirement? This call explores the best way to build a smart, long-term investing strategy for retirement.

    Next Steps:

    šŸ’°Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    šŸ“Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    šŸ¦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    šŸ“ˆSee how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    šŸ§‘ā€šŸ’»Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

    Ā 

    Ā Listen to more from Ramsey Network:

    šŸŽ™ļøā  The Ramsey Show ⁠

    šŸ’øā  The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    šŸøā  Smart Money Happy Hour⁠

    šŸ’°ā  George Kamel⁠

    šŸ“ˆā  EntreLeadership⁠

    šŸ  Real Estate the Ramsey Way

    ⁠Ramsey Solutions Privacy Policy

    4 November 2026, 11:00 am
  • 9 minutes 47 seconds
    Are We Due For a Stock Market Crash?

    Are we due for another stock market crash? This call explores why trying to predict the next downturn is the wrong question to be asking and what actually matters for staying on track no matter what the market does.

    Next Steps:

    šŸ’°Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    šŸ“Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    šŸ¦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    šŸ“ˆSee how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    šŸ§‘ā€šŸ’»Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

    Ā 

    Ā Listen to more from Ramsey Network:

    šŸŽ™ļøā  The Ramsey Show ⁠

    šŸ’øā  The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    šŸøā  Smart Money Happy Hour⁠

    šŸ’°ā  George Kamel⁠

    šŸ“ˆā  EntreLeadership⁠

    šŸ  Real Estate the Ramsey Way

    ⁠Ramsey Solutions Privacy Policy

    1 November 2026, 11:00 am
  • 9 minutes 54 seconds
    When Does a Purchase Count as an Investment?

    ā šŸ’µ Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!Ā 

    Ā 

    Next Steps:

    šŸ’°Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    šŸ“Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    šŸ¦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    šŸ“ˆSee how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    šŸ§‘ā€šŸ’»Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

    Ā 

    Ā Listen to more from Ramsey Network:

    šŸŽ™ļøā  The Ramsey Show ⁠

    šŸ’øā  The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    šŸøā  Smart Money Happy Hour⁠

    šŸ’°ā  George Kamel⁠

    šŸ“ˆā  EntreLeadership⁠

    Ā 

    ⁠Ramsey Solutions Privacy Policy

    30 October 2026, 10:00 am
  • 5 minutes 51 seconds
    Stop Investing Until You've Done This

    ā šŸ’µ Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!Ā 

    Ā 

    Next Steps:

    šŸ’°Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    šŸ“Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    šŸ¦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    šŸ“ˆSee how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    šŸ§‘ā€šŸ’»Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

    Ā 

    Ā Listen to more from Ramsey Network:

    šŸŽ™ļøā  The Ramsey Show ⁠

    šŸ’øā  The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    šŸøā  Smart Money Happy Hour⁠

    šŸ’°ā  George Kamel⁠

    šŸ“ˆā  EntreLeadership⁠

    Ā 

    ⁠Ramsey Solutions Privacy Policy

    28 October 2026, 10:00 am
  • 5 minutes 36 seconds
    Am I Crazy to Sell My House and Rent for the Rest of My Life?

    ā šŸ’µ Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!Ā 

    Ā 

    Next Steps:

    šŸ’°Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    šŸ“Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    šŸ¦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    šŸ“ˆSee how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    šŸ§‘ā€šŸ’»Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

    Ā 

    Ā Listen to more from Ramsey Network:

    šŸŽ™ļøā  The Ramsey Show ⁠

    šŸ’øā  The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    šŸøā  Smart Money Happy Hour⁠

    šŸ’°ā  George Kamel⁠

    šŸ“ˆā  EntreLeadership⁠

    Ā 

    ⁠Ramsey Solutions Privacy Policy

    26 October 2026, 10:00 am
  • 5 minutes 18 seconds
    Is It Worth Paying Higher Fees for Ramsey-Recommended Mutual Funds?

    ā šŸ’µ Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!Ā 

    Ā 

    Next Steps:

    šŸ’°Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    šŸ“Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    šŸ¦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    šŸ“ˆSee how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    šŸ§‘ā€šŸ’»Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

    Ā 

    Ā Listen to more from Ramsey Network:

    šŸŽ™ļøā  The Ramsey Show ⁠

    šŸ’øā  The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    šŸøā  Smart Money Happy Hour⁠

    šŸ’°ā  George Kamel⁠

    šŸ“ˆā  EntreLeadership⁠

    Ā 

    ⁠Ramsey Solutions Privacy Policy

    23 October 2026, 10:00 am
  • 8 minutes 52 seconds
    Should I Keep Holding Stocks That Aren't Making Money?

    ā šŸ’µ Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!Ā 

    Ā 

    Next Steps:

    šŸ’°Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    šŸ“Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    šŸ¦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    šŸ“ˆSee how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    šŸ§‘ā€šŸ’»Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

    Ā 

    Ā Listen to more from Ramsey Network:

    šŸŽ™ļøā  The Ramsey Show ⁠

    šŸ’øā  The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    šŸøā  Smart Money Happy Hour⁠

    šŸ’°ā  George Kamel⁠

    šŸ“ˆā  EntreLeadership⁠

    Ā 

    ⁠Ramsey Solutions Privacy Policy


    21 October 2026, 10:00 am
  • 3 minutes 49 seconds
    I've Been Losing Money in My Financial Advisor's Risky Investments

    ā šŸ’µ Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!Ā 

    Ā 

    Next Steps:

    šŸ’°Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    šŸ“Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    šŸ¦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    šŸ“ˆSee how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    šŸ§‘ā€šŸ’»Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

    Ā 

    Ā Listen to more from Ramsey Network:

    šŸŽ™ļøā  The Ramsey Show ⁠

    šŸ’øā  The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    šŸøā  Smart Money Happy Hour⁠

    šŸ’°ā  George Kamel⁠

    šŸ“ˆā  EntreLeadership⁠

    Ā 

    ⁠Ramsey Solutions Privacy Policy

    19 October 2026, 10:00 am
  • 6 minutes 6 seconds
    Here’s How to Retire a Millionaire at Any Age

    ā šŸ’µ Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!Ā 

    Ā 

    Next Steps:

    šŸ’°Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    šŸ“Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    šŸ¦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    šŸ“ˆSee how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    šŸ§‘ā€šŸ’»Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

    Ā 

    Ā Listen to more from Ramsey Network:

    šŸŽ™ļøā  The Ramsey Show ⁠

    šŸ’øā  The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    šŸøā  Smart Money Happy Hour⁠

    šŸ’°ā  George Kamel⁠

    šŸ“ˆā  EntreLeadership⁠

    Ā 

    ⁠Ramsey Solutions Privacy Policy

    16 October 2026, 10:00 am
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