Helping you live the live you life you choose on your terms. Living Free in Tennessee chronicles how we build our homestead, develop independence, plan and manage time and grow and preserve food sustainably - from a woman's point of view.
Break Out of the Systems, Choose Freedom and Build a Better World Together
Once a month on our Tuesday Coffee With Nicole show, we go unplugged and today is that day. Join me for a conversation about the US Healthcare system and its impact on freedom
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What are my options for health insurance?
This is the question I got most often when people are looking to transition out of a live on the job conveyer belt to working for themselves.
Indeed, one of the biggest reasons give to me by a more left leaning friend of mine for WHY we needed Obamacare was health insurance. Note that I do not refer to this as healthcare and that is with reason. He pointed out that, as an aspiring entrepreneur you already are facing a hard road ahead, but if you get sick you could lose everything and health insurance is so expensive.
I remember ending that conversation pointing out that he and I wanted the same thing, affordable health care so that sick people can get what they need to get better. We just wanted it in a different way.
Then another friend told me about her experience being in a car crash in great Britain which has a more socialized healthcare system than in the US. At the hostpital, they had no idea how to get paid for helping her so there was a fight for every step in her care until she finally figured out how to charter a flight out of that country and back home for care. She wanted to just pay since she did not qualify for care there (and must not have had travel insurance) but they had no way to do that.
In the early aughts, I was workign for myself and carried one of those plans where you hold a high deductible and put up to something like 75% of you annual deductible into an HSA for when you need it. This meant I needed to pay case for care up to about $1000 a year (That was a high deductible 20 years ago yo) and I would talk with the office manager before getting seen to negotiate my fees for 25-40% less if I paid cash up front. Because they spent WAY less in resources getting paid when they did not need to bill insurance.
Then I needed a specialist - and that specialist did a bunch of tests without my permission, did not tell me what they were looking for and biopsied me in a way that has left a long-term disfiguration that was unnecessary. I was diagnosed with an autoimmune skin condition called lichen sclerosis in my 20s and they had no idea how to treat it. When I went to negotiate the bill, the office manager had no idea what to charge me at time of service because their billing system was so complicated. She kept asking me to apply for government assistance so that they could bill me at those rates and when I tried to pay with cash, she had no idea what to do. Months later, there was a bill, I made a call and offered 60% of it cash, and they accepted that offer.
The struggle is real yall.
Problems with the US Healthcare System
One thing that has made US progress happen faster than other places: Rich Sick People
What does this mean for freedom? Like everything else your health and health care is your responsibilty. Are the insurance companies to blame? Yes but so are the nonprofit hospitals, the doctors who allowed biling to be taken from them, managed health care systems, the IRS, etc. It is not a single villian and that makes it hard to beat.
Erosion of dental
Erosion of veterinary
Hope:
Cash Clinics
Concierge Care
Growing body of knowledge on nutrition, lifestyle choices and in the impact of big food on our bodies
Functional medicine
Integrated Manual Therapy
PMAs
Drs and Nurses doing their best from inside the system to help people get care
But this impacts your freedom in a big way doesnt it?
The only way to fix this one is to invest your time, money and energy in an alternative and become the solution – and yet if there is a fencepost through your leg, you are going to end up in THE SYSTEM right now so you want to be ready for that.
Health Shares
Relationships and Kindness
Obamacare plans and employer insurance
Private Insurance
But we need to keep our eye on the long term and, help build it, and be ready to jump when the jumpin is good.
Make it a great week!
GUYS! Don’t forget about the cookbook, Cook With What You Have by Nicole Sauce and Mama Sauce.
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Today, I share my thoughts on slowing down so that you can speed up, go over the update from the prepper pantry, share a frugality tip and more.
Resources
EMPSHIELD.com Coupon Code: LFTN
Featured Event: Solar Webinar with Shawn Mills, January 19, 3pm
Sponsor 1: AgoristTaxAdvice.com/lftn
Sponsor 2: EMPShield.com, Coupon Code: LFTN
Tales from the Prepper Pantry
Transition to carnivore for the challenge is complete
Sunday “pile of meat”
Homegrown Cooking episode with Dawn this friday: Probably cooking a cow’s heart but who knows?
January Pantry Challenge
Weekly Shopping Report
None this week - we had snow
Frugality Tip From Margo
Some people have memberships that give them rewards. I tend to save them until we need them. I save points and redeem for gift cards for birthday and Christmas gifts.
We have a car rental membership that is a work perk so we do not have to pay for it. After so many days you get free rentals. We had a situation come up over the Christmas break that required a pick up truck. We used a free days rental and didn't have to pay a crazy Holiday price for a rental truck. So by saving those free days, we saved even more money on that much needed truck rental. So sometimes those pay for memberships are very worth their annual fees and this frugal lady has a few.
Happy savings y'all
Operation Independence
My 3 things 4 week challenge & another webinar tomorrow
5 Lambs were born so far - 3 today.
To Speed Up, First You Must Slow Down
Last year was the year of hone and life really tossed some tests my direction in that regard. Many tests were new opportunities which is so tempting to take on when they come. But saying yes to everything is a bad habit to have and a great one to decide to get rid of sooner rather than later. By April, I had started saying no to almost everything, especially things that involved travel off the homestead. I had realized that things on my homestead do not flourish as well when I am not here.
Not being present - and multiple ways that is a truth
Now is the year of enrich - meaning beyond the pocket book. I am asking myself, how am I enriching the world around me?
>Roadblock Busting
*The car
*Operation eyesore
*The paperwork monster
Show notes at 12pm today and the Monday mail has not gone out, the solar webinar is not launched, and that is ok. Previously I would have all these things not half-assed well in advance. But does that enrich the world around me?
To speed up, first you must slow down
Slow down and remove barriers
Slow down and assess priorities - like your true priorities of project, living, relationships, health
Slow down and test assumptions
Slow down and develop systems that work
Slow down and prioritize yourself
Why? If you don’t you will lose the things you do not build into your life.
When you half -ass things they begin to crack around the edged
Observations:
1. Always be defining complete as a little bit more
2. It’s ok to stop mid way and never come back, just take out the trash when you do
3. Communication is even more importantBe ready to go very fast once you get things dialed in - and then your preparations will be your strength!
So sometimes you need to take that half day to learn an AI tool, dial in the website, or defrag a paperwork monster instead of continually racing forward and building things anew.
Because building the life you choose, means you need to choose. And choosing one thing can mean walking away from not as good.
Make it a great week!
GUYS! Don’t forget about the cookbook, Cook With What You Have by Nicole Sauce and Mama Sauce.
Community
Follow me on Nostr: npub1u2vu695j5wfnxsxpwpth2jnzwxx5fat7vc63eth07dez9arnrezsdeafsv
Mewe Group: https://mewe.com/join/lftn
Telegram Group: https://t.me/LFTNGroup
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I am joined by The Tactical Redneck, Tracy and Knighthawk to talk about the latest on the homestead: New births (oops), the snowmageddon that didn't, actual snow and more.
This show is brought to you by: DiscountMylarBags.com AgoristTaxAdvice.com/LFTN
Lambs born Lamb died The parts car sale and roadblocks 4 wheeler rebuild Watercress is under water for the winter Processing Rabbits this weekend The Pantry Challenge Planning what to grow Rabbit Water cant go empty on any of them because of the cold Finishing our raised beds - smaller gardens in 2025 to facilitate the move Ducks are not laying eggs Time to start chard and brassicas Screening ashes Thinking about compost The pool house green house idea Basecamp will be available to rent mid-February Rams headed to the processor next week
GUYS! Don’t forget about the cookbook, Cook With What You Have by Nicole Sauce and Mama Sauce. It makes a great Christmas Gift!
Community
Advisory Board
Resources
Join me for a group discussion with John Willis of Special Operations Equipment and Jack Spirko of The Survival Podcast.
Featured Event: The Self Reliance Festival, SelfRelianceFestival.com
Sponsors:
Show Resources
Main content of the show
Make it a great week!
GUYS! Don’t forget about the cookbook, Cook With What You Have by Nicole Sauce and Mama Sauce.
Community
Resources
Join me for a chat with Andy McCann of Crossfit Garage about his journey into carnivore and how community has been the key to success in taking control of his health. We will also cover SOME but not ALL of our usual Monday Segments.
Join the LFTN Community on Telegram: T.me/LFTNGroup
This show is brought to you by:
EMPShield.com (Coupon Code LFTN)
Join the Carnivore Challenge (Yes this costs money): https://go.smartandsimplenutrition.com/carnivore-challenge
Connect with Andy: https://www.garagefitness.online/
Tales from the Prepper Pantry
Operation Independence
The world is changing…(AI)
Here are responses to each of the questions to help guide your interview:
Make it a great week!
GUYS! Don’t forget about the cookbook, Cook With What You Have by Nicole Sauce and Mama Sauce.
Community
Resources
The Night Before Christmas was recorded at the Holler Homestead on the night before Christmas. Merry Christmas!
Tonight we have a reading of the Australian version of The Night Before Christmas by Aussieroo of the TSP Zello Group.
Join us each night at 5pm leading up to Christmas.
The Night Before Christmas was recorded by the Cookeville Mastersingers in 2017 at Wattenbarger Auditorium. Merry Christmas!
Tonight we have a reading of the Pagan version of The Night Before Christmas by Mia of the LFTN Community.
Join us each night at 5pm leading up to Christmas.
Tonight we have a reading of the Cajun version of The Night Before Christmas by The Ellender Family - listeners of LFTN.
Join us every day at 5pm for a reading of a different version of the poem, "The Night Before Christmas."
Today is our last Homestead Happenings show for 2024 and I am flying solo. Join me for a discussion of manning the homestead by myself and other late year homestead topics.
Sponsor 1: The Wealthsteading Podcast, InvestableWealth.com
Sponsor 2: EMP Shield, EMPShieldcom, Coupon Code LFTN
Make it a great week!
GUYS! Don’t forget about the cookbook, Cook With What You Have by Nicole Sauce and Mama Sauce. It makes a great Christmas Gift!
Community
Advisory Board
Resources
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