In this insightful episode of the Farm4Profit Podcast, we explore the fascinating world of Micro-Captive Insurance with none other than Van Carlson, the esteemed Founder & CEO of SRA. With over twenty-five years of experience in the risk management industry, Van brings a wealth of knowledge and expertise to the table, sharing valuable insights on how small to mid-market businesses can leverage 831(b) Plans to effectively manage their property and casualty risks while enjoying significant tax benefits.

Van's journey in the industry began with Farmers Insurance Group, where he started as an agent and swiftly rose to prominence, growing his book of business to become one of the largest in his home state of Idaho. Today, his primary goal is to continue the upward trajectory of SRA, constantly innovating and developing new products to meet the evolving needs of the market.

The heart of this episode lies in understanding the intricacies of 831(b) Plans and how they offer a unique opportunity for business owners to retain up to 50% of their risk and premiums. By placing funds in a tax-deferred 831(b) Plan, businesses can build a funded reserve for potential losses, thus gaining greater control over claims and even participating in underwriting profits within their plan. It's an ideal strategy for savvy business owners willing to take calculated risks for greater rewards.

Van also draws parallels between 401(k) and 831(b) accounts, shedding light on their similarities in terms of tax benefits, contribution limits, and compliance requirements. However, the real magic of 831(b) Plans lies in their ability to mitigate various business risks that may not be covered by traditional insurance, such as supply chain interruptions, cybersecurity attacks, and even brand damage.

Delving deeper into the history of 831(b) Microcaptives, Van discusses the legislative milestones and regulatory framework that have shaped their evolution over the years. From the Tax Reform Act of 1986 to the more recent PATH Act of 2015, which increased premium amounts and introduced inflation riders, these legislative developments have made 831(b) Plans an increasingly attractive option for businesses seeking comprehensive risk management solutions.

Join us as we unravel the complexities of Micro-Captive Insurance and discover how it can be a game-changer for your business's risk management strategy. Whether you're a seasoned entrepreneur or just starting out, this episode offers invaluable insights into safeguarding your assets and maximizing rewards in today's dynamic business landscape. Tune in now to learn from the best in the industry and take your risk management strategy to the next level.

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In this episode of the Podcast, we sit down with Farmer Froberg, a fifth-generation farmer hailing from Alvin, TX. With a rich history in farming and a passion for educating consumers about modern agricultural practices, Farmer Froberg shares insights into their family farm, Froberg Farms.

We delve into Farmer Froberg's background, including his time as an Army veteran and his experience working at a nonprofit farm that trained veterans—a venture that unfortunately lost its grant funding. Now, Farmer Froberg channels his passion for agriculture into managing Froberg Farms' social media presence and bridging the gap between consumers and the realities of farming.

Froberg Farms is a year-round operation, offering a wide array of homegrown fruits and vegetables, along with other goodies like eggs, jellies, and even Christmas trees. Their farm is a hub of activity, boasting an in-store bakery and snack bar, as well as opportunities for visitors to pick their own produce, including strawberries and blackberries.

With a rich history dating back to 1936, Froberg Farms has evolved over the years, from its humble beginnings of growing strawberries to a thriving enterprise spanning hundreds of acres. Farmer Froberg shares touching anecdotes about the farm's journey, from family milestones to pivotal moments in its growth and expansion.

Don’t forget to like the podcast on all platforms and leave a review where ever you listen!
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In this episode, we sat down with Clayton Lind, founder of Atlas Media Solutions, who shared his inspiring journey of transitioning from a farmhand to a media entrepreneur dedicated to spreading awareness about agriculture. Clayton's passion for storytelling drove him to scale his business, aiming to reach 100 million people online by 2024 and produce Netflix-level pro-ag documentaries by 2025-2026. Through Atlas Media Solutions, Clayton crafts high-quality digital media to showcase the agriculture industry's story, helping clients better connect with consumers. We explored Clayton's background and how his farmhand experience during the pandemic shifted his perspective on agriculture. He highlighted the importance of addressing misconceptions about food origins and empowering consumers through knowledge. Clayton also discussed the role of technology in shaping agriculture's future and shared tips for supporting sustainable practices. Transitioning from a one-man operation to a team of three posed challenges, but Clayton overcame them, offering advice to aspiring entrepreneurs in agriculture. Tune in as we unravel Clayton's journey and the challenges and opportunities of bridging the gap between consumers and the agricultural industry.

• www.johndeere.com
• www.meridianmfg.com
• www.terraplexag.com
• www.agleader.com

Don’t forget to like the podcast on all platforms and leave a review where ever you listen!
Website

www.Farm4Profit.com

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[email protected]

Phone

515.207.9640

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Welcome back to another episode of the Farm4Profit podcast! Today, we're joined by the incredible Michelle Martin, a powerhouse in the agricultural industry with a fascinating journey to share. Michelle hails from South Texas, where she and her husband Clayton farm vegetables, raising their son Knox almost on the border with Mexico. Despite her marine degree from A&M, Michelle found her passion in media and reporting, eventually starting her own ag magazines and hosting the popular TV show, Ag On Wheels. With her Ag Marketing company and FarmHer Who initiative, Michelle is revolutionizing how consumers connect with their food, using QR codes to share farmer stories. From growing over 50 varieties of vegetables to spreading ag awareness and even overcoming personal challenges, Michelle's story is one of resilience, innovation, and a deep love for agriculture. Tune in as we delve into her inspiring journey and glean insights from her wealth of experience in the industry.

• www.johndeere.com
• www.sowerlegacyfarmlandfund.com
• www.brandt.ca
• www.agleader.com

Don’t forget to like the podcast on all platforms and leave a review where ever you listen!
Website

www.Farm4Profit.com

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Phone

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Fastline: 1:00

Economics Show 10:00

• www.johndeere.com
• www.brandt.ca

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Guest:David Widmar

• Agricultural economist specializing in ag trends and the farm economy 
• Co-founded Ag Economic Insights in 2014
• Prior: Researcher with the Department of Agricultural Economics at Purdue
• Who is Ag Economic Insights?
• History, Mission, Vision
• Founded in 2-14 by Dr. Brent Gloy and David Widmar
• Began writing weekly articles focused on insights
• Regularly spoke at famr and agribusiness events
• Provides the Crop Budget Outlook
• What is the current “state of the union” for agriculture?
• What have been some key factors that have led us to where we are?
• What needs to happen to help things rebound?
• How does now differ from the “80’s”?
• How are global food systems evolving in response to population growth, urbanization, and changing dietary preferences?
• How are changing consumer preferences influencing agricultural production and marketing strategies, and what opportunities do these trends present for farmers and food producers?
• How are demographic shifts and labor market trends influencing the availability and composition of the agricultural workforce, both domestically and internationally?
• What role do immigration policies play in shaping the labor supply and demand dynamics in agriculture, and how might they evolve in the future?
• How have trade policies and international relations affected the agricultural markets and trade flows?
• How are policies and incentives evolving to address environmental challenges such as soil degradation, water scarcity, and greenhouse gas emissions from agriculture?
• What are key challenges and opportunities for rural development in agricultural regions, particularly in terms of infrastructure, access to markets, and rural poverty alleviation?
• How are digital technologies such as blockchain being used to improve supply chain efficiency and traceability in agriculture?
• Looking ahead, what do you see as the most promising opportunities and potential disruptions in agricultural economics, and how can stakeholders prepare for the future?
• What did we miss?
• Summary and Challenge

Randy Nessman

• West Central MN
• Wife and two boys
• Likes to camp and be on the lake, down hill skiing, snowmobiling, and ice fishing
• Kids in hockey? – other sports?
• What do they want to make sure they see before they leave 
• Drain Tile Contractor
• Other jobs
• 16/17: worked for agronomy center and then got his CDL 
• Has also done custom harvesting, spraying, fertilizing, and building grain handling equipment 
• Farmer
• Born and raised on a dairy farm that was run by his parents
• Family quick dairy farm when he was 18 yrs old 
• Firefighter
• Joined the fire department at 19 years old
• Podcaster
• co-host “Off The Husk” w/ the millennial farmer (why no recent shows?)
• Mission to become a national voice for agriculture, provide farmer to farmer education and facilitate a collaborative conversation between farmers and the public 
• Last episode was 6/28/2022
• If you were an animal, what do you think you would be?
• Right now, who inspires you?
• If you could make anything bigger on your body what would it be?
• www.johndeere.com
• www.meridianmfg.com
• www.terraplexag.com
• www.agleader.com

Don’t forget to like the podcast on all platforms and leave a review where ever you listen!
Website

www.Farm4Profit.com

Shareable episode link

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Email address

[email protected]

Phone

515.207.9640

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Start, bench, cut

• Milk chocolate, dark chocolate, white chocolate
• Curly fry, waffle fry, tots
• Zach Bryan, Chris Stapleton, Jason Aldean 
• Sea, snow, sun 
• Planting, Combining, Laying Pipe
• Beer, Whiskey, Seltzer/Cider

• www.johndeere.com
• www.brandt.ca
• www.agleader.com

Don’t forget to like the podcast on all platforms and leave a review where ever you listen!
Website

www.Farm4Profit.com

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[email protected]

Phone

515.207.9640

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https://www.facebook.com/Farm4ProfitLLC/Cultivating Prosperity: How Sower Legacy Farmland Fund Nurtures Farmers' Futures

John Deere Booth – Wednesday 11:00 AM

Sower’s Legacy Farmland Fund is a first-of-its-kind solution to one of the largest threats to American farmers – succession. Contributing your farm into the Legacy Farmland Fund allows farm owners to receive financial gain, farms to stay in production and legacies to be preserved.

Introduction:

• Eric Mueller, Founder and CEO of Sower Legacy Farmland Fund.
• Briefly introduce the mission of Sower Legacy Farmland Fund.
• Eric shares the story behind the inception of Sower Legacy Farmland Fund.
• “I saw succession planning issues tear families apart time and time again along with producers losing acres to farm.
• I felt called to create a solution that preserves family legacies and helps farmland owners benefit financially from their land.”            
• What motivated him to establish a company focused on farmland investment?
• Discuss the core values and vision driving Sower Legacy Farmland Fund.
• Understanding Farmland Investment
• Define the concept of farmland investment and its significance in today's agricultural economy.
• Explore how Sower Legacy Farmland Fund approaches farmland investment differently.
• Highlight the benefits and opportunities for both investors and farmers in this model.
• Empowering Farmers
• How does Sower Legacy Farmland Fund directly benefit farmers?
• Ability to offer an innovative and powerful solution to maximize estate assets 
• Can be used as an alternative to 1031 exchange to defer capital gains Greater means of preserving the family legacy 
• IMPROVED CONTROL & FLEXIBILITY OF A FARMLAND ASSET DIFFERENTIATING ESTATE PLANNING TOOL
• Unit ownership won't trigger capital gains & leaves the estate intact, with the flexibility to gift, bequest, or liquidate in flexible increments. 
• Unit holders have access to liquidity after the 1-year contribution period has expired; access that doesn't require the sale of the asset.
• Discuss the support, resources, and opportunities provided to farmers through the fund.
• Unit holders immediately diversify their holdings, insulating against indirect factors & expenses that are often outside of an individual landowner's control. 
• Professional farm managers maximize returns with proper lease structures and oversight, discounts, capital improvements & progressive partnerships.
• Share success stories or examples of farmers who have been positively impacted.
• Overcoming Challenges and Future Outlook
• Address common challenges faced by both investors and farmers in the agricultural industry.
• Discuss strategies employed by Sower Legacy Farmland Fund to mitigate risks and ensure long-term success.
• Share insights into the future of farmland investment and the role of Sower Legacy Farmland Fund in shaping it.
• Summary/Challenge

• www.johndeere.com
• www.meridianmfg.com
• www.terraplexag.com
• www.agleader.com

Don’t forget to like the podcast on all platforms and leave a review where ever you listen!
Website

www.Farm4Profit.com

Shareable episode link

https://intro-to-farm4profit.simplecast.com

Email address

[email protected]

Phone

515.207.9640

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Kelsey Banks

• How’s the family - do they farm with family?
• Morrisburg, ON
• Pregnant 
• Currently with Ceresco as a Buyer and Agriculture Advisor covering south eastern Ontario
• Previously with NexusBioAg
• Ontario Grain farmers is sponsoring her to take part in the 2023-24 cohort of the ASA Corteva AgriScience Young Leaders program 
• Two phases
• 1) in november came down to Johnston to Corteva
• 2) conjunction with the Commodity Classic 
• Agronomist 
• Grew up in the ag industry
• Likes to work with canola
• Licensed Seed Crop Inspector - as of September, 2023
• Laurel Lea Farms
• Grew up growing pumpkin and asparagus…..Known as the Pumpkin Queen 
• 2016: moved and began cash cropping and pumpkin farming
• 2021: farm in 2 counties on family’s farm 
• Farms 300 acres corn, soybeans, wheat, and canola Runs share-cropping on 2 farms
• Goals:
• Expanding the land she farms Expanding her involvement as a leader within the ag industry
• Brain Cancer Survivor 
• Diagnosed in February, 2020 Named the tumor Bob
• A seizure and pneumonia ended up being a brain tumor
• Told she couldn’t drive 
• A first wanted to keep it secret but figured it was better to share everything
• Joined a group with people diagnosed with similar tumors
• Was able to spend more time with her dad in the fields 
• February was the first time she drove to the farm 5 hrs away from home since being diagnosed
• Spoke with oncologists about cancer from an adolescent and young child perspective

Hot takes - agree or disagree with the statement and why 

• Pineapple goes on Pizza
• Peanut butter and eggs make a good burger
• Getting up at 6 am is too early 
• Apple music is better than Spotify
• French fries dipped in ice cream is good
• Making an itinerary ruins a trip 

How have they figured out how to learn something new the quickest?

Guest:

• Mitchell Hora is a 7th generation Iowa farmer and the Founder/CEO of Continuum Ag. His farm has stressed the importance of no-till since 1978 and has become a hub for innovation in the adoption of diverse cover crops, interseeded covers, relaying cropping, small grains, and other soil health practices. 
• www.johndeere.com
• www.meridianmfg.com
• www.terraplexag.com
• www.agleader.com

Don’t forget to like the podcast on all platforms and leave a review where ever you listen!
Website

www.Farm4Profit.com

Shareable episode link

https://intro-to-farm4profit.simplecast.com

Email address

[email protected]

Phone

515.207.9640

Subscribe to YouTube

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• Who is Continuum Ag?
• Started continuum ag while attending Iowa State → now covers 40 states and 15 countries
• Launched the first soil health data tool, TopSoil, in 2020
• Today Mitchell and his team are working with farmers, consultants, and sustainability focused organizations to improve the on-farm monetization of soil health
• Have Mitchell provide a brief overview of what a carbon intensity score is
• What does it entail and why it’s important for farmers to understand
• How can farmers measure and track their carbon intensity
• what tools or resources are available to assist them
• Billion Bushel Challenge 
• helping the industry SCORE (Carbon Intensity Score) over a billion bushels in 2024
• drives awareness and participation around low carbon grain needed for biofuel producing, giving Farmers the visibility they need, the control of their premiums & the reward they deserve for growing low CI grain
• How does the Billion Bushel Challenge drive awareness and encourage participation among farmers in producing low carbon grain for biofuel production?
• discuss the importance of visibility, control, and rewards for farmers participating in the Billion Bushel Challenge?
• What role do you see farmers playing in leading the charge with the Billion Bushel Challenge, and how does it contribute to the overall goals of the agriculture industry?
• With the IRS expected to reveal regulations for the 45 Z tax Credits in 2024, how do you anticipate this will impact farmers and the agricultural industry as a whole?
• How does the quantified low-carbon biofuel system work? 
• What are the potential benefits and drawbacks for farmers participating in the 45Z tax credits? What strategies can farmers employ to optimize their CI score?
• What resources or support systems will be available to assist farmers in navigating the requirements and maximizing their benefits?
• Are there any potential market implications or shifts in consumer demand expected as a result of the increased production of low carbon biofuels
• How has the TopSoil program evolved since its introduction?
• What enhancements can farmers expect to see in the upcoming years?
• What sets TopSoil apart from other carbon intensity programs or initiatives in the ag industry 
• What do you envision as the long-term impact of continuum Ag’s efforts in promoting CI awareness and adoption within the agriculture sector?
• How do you see carbon intensity regulations and incentives evolving in the ag industry?
• What impact might they have on farmers’ decision-making process
• What role do you see yourself playing in advancing the CI field?
• What did we miss?
• Summary and Challenge

Last time we interviewed her 101.1k on tiktok.  16.3k YouTube subs.    95k Instagram.  7.6k facebook. 12.4k twitter

Current stats                            171.5k             228k                            145k                20k                  27k

• www.johndeere.com
• www.meridianmfg.com
• www.agleader.com

Don’t forget to like the podcast on all platforms and leave a review where ever you listen!
Website

www.Farm4Profit.com

Shareable episode link

https://intro-to-farm4profit.simplecast.com

Email address

[email protected]

Phone

515.207.9640

Subscribe to YouTube

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– the Acre Gal still a thing?

Where she is from?

Job experiences – farm tours – cool places she has been 

What’s next?

Any weird or crazy interactions from social media? Creepers?

What is your “game plan” or “goal”on tiktok? 

What is one of the most memorable conversations you have ever had?

If you were invisible for a day, what would you do?

Snake draft – best jobs on the farm

1:00 David Hula Interview

21:00 Corteva Nitrogen Minute

22:50 John Deere Product Releases

Today, we're diving into the exciting world of agricultural technology with a special focus on the John Deere product releases unveiled at the 2024 Commodity Classic. Join us as we explore the innovative advancements and cutting-edge machinery that are set to revolutionize farming practices across the country. From precision planting solutions to state-of-the-art harvesting equipment, we'll break down the key highlights and insights from John Deere's latest offerings. Whether you're a seasoned farmer or an industry enthusiast, this episode promises to deliver valuable updates and industry trends straight from the heart of the agricultural world. Tune in as we uncover the future of farming with John Deere at the 2024 Commodity Classic!

Episode Notes

• www.johndeere.com
• www.meridianmfg.com
• www.agleader.com

Don’t forget to like the podcast on all platforms and leave a review where ever you listen!
Website

www.Farm4Profit.com

Shareable episode link

https://intro-to-farm4profit.simplecast.com

Email address

[email protected]

Phone

515.207.9640

Subscribe to YouTube

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