Today’s episode dives deep into the transformative understanding of the two crucial phases of financial progress. This isn't just about money—it's about changing your life perspective and aligning your financial actions with God’s promises.

 

🔍 Key Highlights: 

• Discover The Two Phases of Financial Progress That Can Make or Break Your Success

• How Understanding This Simple Truth Drastically Increased Our Chances of Reaching Our Million-Dollar Giving Goal

• The Surprising Key to Accelerating Your Financial Progress, Even When You Feel Like You're Going Nowhere

• The Vision Phase: We discuss how this initial phase is about setting sights on what could be, often feeling like you’re not making progress despite your best efforts. It's tough but crucial for setting the groundwork.

• The Momentum Phase: Learn about the tipping point where efforts start paying off more than you put in, bringing a thrilling sense of acceleration towards your goals.

 

Resources Mentioned:

• "Atomic Habits" by James Clear for understanding the impact of small consistent actions 

• Connect with Us: Follow and DM us on Instagram - @SeedTime for personalized advice and to share your success stories.

BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to seedtime.com/true for details or shoot us a DM on Instagram @seedtime. Let’s get into it! 🎧

Watch this episode on our SeedTime Money Podcast YouTube channel!

 

If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” 

You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide. 

This free app is going to be a game-changer for a lot of you listening. Some of you are nerdy and already do this, but a lot of you don't. And if you don't this might just be the easiest way to save hundreds this next month - so don't miss this one!

 

🔍 Key Highlights: 

• How this little known app Can Put Hundreds Back in Your Bank Account Every Month

• How One Couple Discovered They Were Spending 4X More on Eating Out Than They Thought

• How to spend less without even trying (and take an 80/20 approach to financial tracking)

• Why Tracking Your Spending Is the Key to Financial Freedom (and How to Do It)

• Attention vs. Reality: The Shocking Truth About Where Your Money Is Really Going

 

 

Resources Mentioned:

• Rocket Money App - A user-friendly app for tracking expenses (available in both free and premium versions).

• Our Free Tutorial - How to use the Rocket Money tool effectively.

• Our Book "Simple Money, Rich Life" - Delve deeper into our philosophy and strategies by checking out Chapter 4, which covers the topics discussed in today’s episode.

• Unbudgeting Program - Explore our Real Money Method for a simpler, more effective approach to budgeting.

• 14-Point Checklist to Give $1M by Age 40

• Community Engagement - Connect with us on Instagram @SeedTime, or via email at: [email protected]

 

 

BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to seedtime.com/true for details or shoot us a DM on Instagram @seedtime. Let’s get into it! 🎧

Watch this episode on our SeedTime Money Podcast YouTube channel!

If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” 

You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Hey friend!  Yesterday we hosted an investing workshop and it was really well received, so I thought I would share it with you on the podcast.  

This workshop is actually day 5 of a series that we did and if you'd like to get lifetime access to the entire 5-day series you can get that here:  https://seedtime.samcart.com/products...

And if you would like to get the discount on the 10x PLUS Investing course, you can grab that here: https://seedtime.com/join

 

Today we're diving deep into the mindsets that may be holding you back from your financial potential. There are invisible chains can significantly hinder our financial progress and spiritual growth and today we are going to begin tearing some down!

 

🔍 Key Highlights: 

• How Limiting Beliefs About Money Are Holding You Back From Your God-Given Potential

• The Simple Mindset Shifts That Allowed Us to Go From Broke to 7-Figure Givers

• Why Your Biggest Financial Obstacle Might Be Your Own Beliefs (and How to Change Them)

• How We Overcame Poverty Thinking to Achieve True Financial Freedom

 

Resources Mentioned:

• 14-Point Checklist to Give $1M by Age 40

• The Debt Snowball Method for effective debt payoff

• Our book: Simple Money, Rich Life

 

For more episodes and resources, visit us at SeedTime.com. Let’s continue this journey together towards financial freedom and abundant giving!

BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram @seedtime. Let’s get into it! 🎧

Watch this episode on our SeedTime Money Podcast YouTube channel!

 

If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” 

You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide. 

 

Today, we're embarking on a journey to unlock the first of two crucial numbers every Christian should track to lead a thriving financial life that honors God. Whether you're aiming to be debt-free or dream of being more generous without living like a pauper, this episode is your first step towards realizing those goals.

Here's what we're diving into today:

• Understanding Assets Under Management (AUM): Why is AUM the second most important number for Christians to track? We'll explore how rethinking 'net worth' as 'assets under management' can change your perspective on stewardship and align your financial management with Biblical principles.

• Practical Steps to Calculate Your AUM: Learn how to quickly and easily calculate your AUM with tools you already have at home. This isn't just about knowing your financial status—it's about managing God's gifts wisely and with purpose.

• Real-Life Impact of Knowing Your AUM: We'll share personal stories and insights on how understanding and managing our AUM has profoundly affected our financial decisions and spiritual life. Discover how this approach can lead to greater financial peace and a more focused pursuit of God's plan for your resources.

• Encouragement for Your Financial Journey: Whether your AUM is positive or negative, this number represents a starting point, not a final judgment. We discuss how every financial state presents an opportunity for growth and a deeper understanding of God's provision.

• Get our FREE AUM worksheet at https://seedtime.com/AUM

 

As we get started with this new series "Our 40-week checklist to giving $1 million", today we are starting with the story of what God has done the last few years. Here's a little of what we are covering. 

• Our wild ride from the edge of financial despair to experiencing financial miracles.
• Have you ever considered that your financial situation might just be the perfect setup for a miracle? I'll share the game-changing moments that reshaped our view on money and led to abundance in ways we never expected.
• Dreaming of giving away a million dollars might sound out of reach, but what if I told you it's possible? Let's talk about what happens when your biggest dreams and divine inspiration collide.
• We've got a strategy for financial victory that goes beyond the numbers. It's about mindset shifts and making smart moves. Curious about the twists and turns on that road? We're sharing all.
• Generosity isn't just for those with overflowing bank accounts. We found that giving, no matter where you're at financially, has the power to transform not just the receiver's life but yours too. Let's explore how the joy of giving can be part of your life, regardless of your financial status.
• For us, financial freedom became a tool, not the ultimate goal. It's a means to live out our mission, not the mission itself. What could redefining financial freedom mean for your life and purpose?
• Sometimes, the key to a financial breakthrough is found where you least expect it. We discovered simple yet profound changes that turned everything around for us. I'm excited to share those with you.
• Our financial story is more than just our own personal victory. It's a ripple in a larger pond, a call to action for everyone. Let's delve into how your financial journey can impact not just your life but those around you, in ways you might not even imagine.

Tune in to not just hear a story of financial transformation but to ignite a spark for your own journey towards a richer life in every sense of the word.

Links: SeedTime.com/true      

Hey, it's Bob! I've got some incredible news to share with you.   We're kicking off a 40-week series titled "Our 40-week checklist to giving $1 million". Join us as we unveil our strategic checklist over the rest of 2024, packed with actions to propel you forward. Let's do this together!   Each week, we'll unpack a specific action step that we took (and that you should too) that helped us reach that goal of giving away $1 million.    Let's walk the journey of faith together, anticipating God's miracles in our finances. Your part matters, and with each episode, we embark on a natural-meets-supernatural adventure. Get inspired with our episodes to fuel your financial journey ahead.   Join us for 40 weeks of transformation, learning, and growth. Let's do this!!      BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram @seedtime. 

If you’re curious about how millionaires build wealth, this episode is for you. 233 Millionaires were interviewed, and they did this ONE thing from the book of Genesis…

 

🔍 Key Highlights: 

• Tom Corley's Study: We explore Tom Corley's fascinating study on millionaires, revealing surprising habits that led to their success. 

• Biblical Insights: Drawing parallels between Corley's findings and biblical principles, we delve into uncovering timeless wisdom from Genesis 41.

• Financial Strategies: We break down practical steps to implement these principles in our modern lives, discussing strategies like the 1 percent challenge, the 50/50 rule for raises, and the importance of automating savings.

• Multiplication vs. Addition: Understanding the difference between saving and investing and why moving from addition to multiplication is crucial for long-term financial growth.

• Biblical Stewardship: Emphasizing the bigger picture of financial success as a means to advance God's kingdom and be a blessing to others.

 

 

Resources Mentioned:

• Tom Corley’s CNBC article: I spent 5 years interviewing 233 millionaires—here’s the No. 1 career move that made them rich

• "Millionaire Next Door": A classic book confirming the correlation between savings, investing, and achieving millionaire status.

• SeedTime’s True Financial Freedom: Interested in diving deeper into these topics with your small group or church? Check out SeedTime.com/true for a six-week journey of financial discovery.

Watch this episode on our SeedTime Money Podcast YouTube channel!

 

If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” 

You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

If you're seeking a breakthrough in your finances and wondering what you might be overlooking, this episode is tailored just for you. We've uncovered a pattern, a biblical approach, that seems to unlock God's provision in ways that defy human logic.

Why You Should Listen:

• Discover the often-overlooked biblical pattern behind financial miracles and how you can apply it to your own life.

• Learn about the delicate balance between taking action and trusting God for the outcome, with practical examples from the Bible and real-life scenarios.

• Understand why God's timing and obedience to His calling are crucial components in witnessing miracles in your finances and beyond.

• Get inspired by a compelling testimony of financial breakthrough that defies human logic, highlighting the power of divine intervention when we align our steps with God's direction.

 

🔍 Key Highlights: 

• The consistent pattern observed in financial miracles, both biblically and in personal experiences.

• The significance of Joshua 1:8 in understanding God's formula for prosperity and success.

• The critical role of our participation in God's miracles, illustrated through stories of Jehoshaphat, the boy with loaves and fishes, and David with his five smooth stones.

• An encouraging testimony of a couple facing insurmountable medical debt and their miraculous journey to financial freedom as they stepped out in faith towards full-time mission work.

• The importance of waiting for God's timing and how it plays a crucial role in experiencing breakthroughs.

• Strategies for hearing from God and understanding His will for your financial life and beyond.

 

Resources Mentioned:

• The True Financial Freedom class by SeedTime

• The book Simple Money, Rich Life by Bob Lotich

• The SeedTime Podcast episode: how to hear from God with your giving

Tune in, be encouraged, and discover the biblical secret to financial miracles that could change your life.

🌟Don't forget, if this episode speaks to you, or you know someone who could benefit from it, share the love. And for more engaging and transformative content, follow us on Instagram @seedtime or reach out for more personalized advice or prayer requests. We're here to serve you on your journey towards true financial freedom in God's way.

 

Watch this episode on our SeedTime Money Podcast YouTube channel!

 

If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” 

You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Today we dive deep with John Mark Comer, author of "Practicing the Way," exploring transformative insights that bridge the gap between our financial lives and our journey with Jesus. 

Why You Should Listen:

• Why “Christian” Doesn’t Mean What You Thought & the Invitation Jesus is Really Offering

• This one thing heals wounds better than church, Bible study, and therapy

• The mistake most Christians make when praying

• Why following Jesus requires you to accept that you will have many unlived lives

• And a lot more...

 

🔍 Key Highlights: 

• The Apprentice vs. the Christian: We unpack the powerful idea that the term "Christian" might not fully capture the depth of following Jesus. Instead, we explore the concept of being an apprentice to Jesus, embracing learning and growth in a way that transforms our entire life.

• The Misuse of the Word "Christian": John Mark Comer sheds light on how the term "Christian" has been diluted in modern Western culture, often disconnected from the disciple-making Jesus envisioned.

• The Power of God's Love: We discuss how meditating on God's love can profoundly change us, more than decades of striving to be more loving could ever achieve.

• The Role of Spiritual Practices: The conversation takes a dive into practical steps and spiritual practices that can help us access the grace and power of God in our lives, moving beyond knowledge to a lived experience of God's love.

• The Importance of Prayer: We challenge the common approach to prayer as a one-sided conversation, encouraging a deeper, contemplative engagement with God that transcends words.

• The Concept of Renunciation: A thought-provoking discussion on the necessity of renunciation in our lives, especially in the context of discipleship, vocation, and family, highlighting the need to live in alignment with our deepest values.

• Choosing the Way of Jesus: An exploration of how embracing the way of Jesus involves making tough choices about how we live, work, and relate to others, prioritizing what truly matters over societal expectations.

 

Resources Mentioned

• "Practicing the Way" by John Mark Comer

• "Praying Like Monks, Living Like Fools" by Tyler Staton

• "The Ruthless Elimination of Hurry" by John Mark Comer

 

💫Connect with Us: For more enriching discussions and resources on living a faith-filled life that honors God with your finances, visit SeedTime.com. Interested in connecting with our community or diving deeper with a small group or church? Visit SeedTime.com/true for more details on how we can support your journey.

 

🔊Let's Continue the Conversation: We'd love to hear from you! Reach out to us on Instagram @seedtime, or send an email to [email protected]. Let's explore how we can continue to grow together in faith and financial stewardship.

 

Thank you for tuning in to the SeedTime Money Podcast. If this episode has touched your heart or sparked curiosity, consider sharing it with a friend or leaving us a review. Your support helps us reach more people with the message of combining faith and finances in a way that honors God.

Watch this episode on our SeedTime Money Podcast YouTube channel!

 

If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” 

You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Today, Linda and I dive deep into a topic that's been on our minds lately: our out-of-control grocery bill. If you've ever found yourself halfway through the month with an empty grocery budget, you're not alone. Here's a glimpse into our conversation and the strategies we're implementing to save $600 per month on groceries:

 

🔍 Key Topics Covered: 

• Understanding the Root Cause: We reflect on recent events like our vacation to Hawaii and how they contributed to overspending on groceries.

• Inflation Woes: We discuss the staggering increase in food prices, with examples from our recent grocery trips.

• Taking Control with Data: We emphasize the importance of tracking expenses using tools like Personal Capital (now Empower Personal Dashboard) or RocketMoney to gain clarity on spending patterns.

• Snack Strategy: We share our plan to reduce spending on prepackaged snacks by opting for healthier, more cost-effective options like fruits and vegetables.

• Strategic Shopping: We explore the benefits of sticking to one primary grocery store, focusing on cost-effective options like Costco and leveraging sales and seasonal items to save money.

• Meal Planning Mastery: We discuss the value of meal planning to prevent impulse purchases and ensure cost-effective meals.

• Budget Evaluation: We highlight the importance of evaluating the cost of each meal and identifying areas where savings can be maximized.

.

 

Resources Mentioned:

• Personal Capital (Empower Personal Dashboard): A tool for tracking expenses and gaining insights into spending patterns.

• RocketMoney: An alternative tool for budget tracking and expense categorization.

• Costco, Trader Joe's, Sprouts, Whole Foods, Publix: Various grocery stores discussed for strategic shopping.

• My Interview with a grocery shopping expert: The best times to buy certain groceries.

 

💫Connect with Us:

If you enjoyed this episode and want to engage further, we'd love to hear from you! Reach out to us on Instagram @SeedTime, or via email at [email protected]. Plus, if you're interested in hosting a six-week session with your small group or church, visit seedtime.com/true for more details.

Thanks for tuning in! Don't forget to subscribe, leave a review, and share this episode with friends who could benefit from budget-saving tips. We appreciate your support!

Watch this episode on our SeedTime Money Podcast YouTube channel!

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