Where do you shop for everyday necessities?

Can you save money by switching to an online shopping club?

Can you save money by switching stores?

Can you generate money by shopping?

Can you use shopping to get out of debt?

This week George and Shawn talk to Mark Roth with The Patriot Shopping Club. Mark works with the largest online shopping club in North America and can help you to save money and generate income based on where you shop and what necessities you shop for online.

Mark is a Dave Ramsey Financial Coach, who completed Financial Peace University in 2019. In 2018, Mark was in about $150,000 of debt. Today, Mark is debt free! Personally, Mark is a personal trainer, nutrition coach, and a black belt in Tae Kwando. 

You can connect with Mark at [email protected], or www.ThePatriotShoppingClub.com/Roth.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. 

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at [email protected] or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at [email protected] or visit www.YesnerLaw.com. 

The Purple Stride walk is this Saturday, if you're listening on the day of the release. You can join Shawn's fight against pancreatic cancer by joining his team, MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08  (if you're listening after the date of release, you can join our team for next year!)

If you want to try the Money Max system for becoming debt free, you can visit Shawn's affiliate link at: https://www.moneymaxaccount.com/yesner 

How long would it take to pay off $141,000 in debt?

How would you do it?  What would you do first?

Is it okay to invest while still in debt?

This week's guest is Amanda Sharratt.  Amanda and her husband found themselves in over $141,000 in debt from student loans, credit cards, and other obligations, and they PAID IT OFF in THREE YEARS!!  In this week's episode, we talk about how they got into debt, and how they got out of it (spoiler, without filing bankruptcy).

At the time of our interview, Amanda was COO and a Financial Advisor with Whitaker-Myers Wealth Managers, Ltd.  As of the time we posted this episode, she is no longer with that company.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. 

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at [email protected] or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at [email protected] or visit www.YesnerLaw.com. 

We are just about one week away from the Purple Stride walk benefiting the Pancreatic Cancer Action Network (PanCAN).  You can join Shawn's efforts to diagnose and treat pancreatic cancer at MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08  

And, if you want to become debt free, visit Shawn's Money Max Account affiliate link: https://www.moneymaxaccount.com/yesner 

Can you become debt free with just a few hundred dollars left at the end of the month?

If you could eliminate the payment of interest, would that help you to be debt free?

Would you want to be out of debt in five to ten years?

How is the payment of debt more like a GPS than a paper map?

This week, Shawn & George talk to Brian Nates and Tammy Gardner about the Money Max Account system of paying off debt sooner, therefore savings tens of thousands, or hundreds of thousands of dollars in interest! The Money Max Account is a way to tangibly predict when you will be debt free by following the system, but more important it will also tell you the financial impact of various purchases, like:

• How will buying that investment home impact your ability to become debt free?
• Should we put our vacation on credit, or save and pay cash, and should we take that vacation 2 months in the future? Six months? Ten months?

Brian has been in the financial industry for 18 years. He is the owner of Nates Financial Group, LLC, a coach & mentor to over 2,000 agents and an "outside the box" thinker in Financial Services, Business Development and Product Development. Brian is driven to educate, consult and be involved with programs that make a real tangible impact for people and the community as a whole.

Tammy lives in Clearwater, Florida (home of the Crushing Debt Podcast), and was an Economics major in College at the University of New Mexico. Tammy spent 35 years in the lending industry, initially as a Mortgage loan officer, then spent 10 years behind the scenes in loan servicing, audits and compliance. About 10 years ago, after seeing how the lending industry is truly set up for the banks to win at the expense of consumers, Tammy became a financial advisor. She is passionate about empowering individuals and businesses to make informed financial decisions that put their money to work for them, rather than the banks!

Shawn was so impressed by the Money Max Account, that we signed up as an Affiliate of the system, which Shawn has also signed up for to truly become debt free (including mortgages and car payments). If you want to learn more about the Money Max Account, visit Shawn's affiliate link at: https://www.moneymaxaccount.com/yesner

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. 

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at [email protected] or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at [email protected] or visit www.YesnerLaw.com. We only have a few weeks left before the PanCAN Purple Stride walk and you can join Shawn's team in honor of his late wife Melanie at MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08  

#MoneyMax #MoneyMaxAccount #YesnerWins #CrushingDebt #CrushingDebtPodcast #BecomeDebtFree #DebtFree 

What is the "Cash Stuffing" method?

What is Home Equity Sharing, or a Home Equity Appreciation Agreement?

Should you get a HELOC?

How can you become a gazillionaire overnight?

Are there any useful tips on Tik Tok?

This week Shawn & George are reviewing advice from Tik Tok because, everything on the internet is true! In this week's episode, we play a clip from Tik Tok and then talk about whether the advice is good, bad or ugly.  We hear Tik Tok advice from:

• @Rochelleadamsonbudgets
• @cnbcselect
• @grantcardone
• @Maconomics
• @Jaiferrell_realestate
• @Timbargfrede_mortgages
• @Robweinberg
• @Jackchenderson
• @OfficialBiggerPockets
• @realkingkhang

You can judge for yourself which advice is spot on, which advice is scary, and which advice is just plain wrong!  Please note that we play these clips for entertainment purposes only and neither Shawn, George nor the Crushing Debt Podcast are endorsing any strategy or Tik Tok clip that we play.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. 

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at [email protected] or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at [email protected]  or visit www.YesnerLaw.com. 

The PanCAN Purple Stride walk is just a few weeks away and there is still time to support MY Legacy Striders. Any donation, no matter how small, helps!  http://support.pancan.org/goto/MYLegacyStriders08  

"Sign, sign, everywhere a sign." -Five Man Electrical Band

What are the signs that you might need some financial help?

What are some things to look for or listen for to determine whether you might want to talk to a financial coach? Signs that you might need to seek legal counsel?

On this week's episode of the Crushing Debt Podcast, George and Shawn talk about the various signs that someone might need help, or might be in trouble financially. 

There are some common signs, like living paycheck to paycheck.

There are some signs that suggest you may need some coaching or accountability, like help creating a budget, being on the "hamster wheel," avoiding your mail, using cards for necessities, and feeling like you need to "keep up with the Joneses."

There are some signs that you need to seek out legal counsel, like getting sued, getting calls from creditors, bouncing checks or overdrawing your account, or an inability to pay for necessities. 

"Do this don't do that. Can't you read the sign?"

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at [email protected] or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at [email protected] or visit www.YesnerLaw.com. Plus, there is still time to join Shawn's Purple Walk team to support PanCAN - MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08  

How does debt play a role in different ages and milestones?

How do we minimize the negative impact of debt during each stage of our life?

In there a difference in how debt during young adulthood, mid-life, and retirement?

What is the average debt per person in the US, versus the average salary in the US (hint, visit www.USADebtClock.com)?

In this week's episode, George and Shawn talk about the different types of debt that we have to manage as we make our way through the different stages of life, for example student loans for young adults, mortgages and consumer debt in mid-life, and medical debt later in life. We also discuss different strategies for avoiding or managing debt at every stage, as well as some universal tips regardless of age or stage.

Let us know if there's anything we missed, and if you enjoyed this episode please share it with your friends!

Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. 

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at [email protected] or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at [email protected] or visit www.YesnerLaw.com.

To join our fight against pancreatic cancer, join Shawn's team, MY Legacy Striders at http://support.pancan.org/goto/MYLegacyStriders08  

Happy Spring Break! How did you spend your Spring Break?

On this week's episode of The Crushing Debt Podcast, Shawn & George talk about:

• Vacation spending
• Vacation technology
• Reverse Mortgage issues
• When to start planning
• Housing rates & Interest rates

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. 

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at [email protected] or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at [email protected] or visit www.YesnerLaw.com. You can also support research & prevention of Pancreatic Cancer by joining Shawn's team, MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08  

What are some financial stressors out there?

What triggers your financial stress?

What is Surge Pricing?  Dynamic Pricing?

In this week's episode, Shawn & George talk about the various things that can cause financial stress.  Situations like: bankruptcy & foreclosure, job loss, reduced work hours or income, lack of savings, debt, health care costs, separation or divorce, the loss of a spouse, taxes, food and living expenses, and housing expenses among others.

Did we miss any?  What are some of your financial stressors and how do you deal with them?

Then, we talk about surge pricing or dynamic pricing - something that theme parks, airlines and uber have been doing for years. When the price of something increases during peak usage time, and decreases during non-peak usage time, that's surge pricing. Blackout dates are another good example of surge pricing. Recently, Wendy's announced (and then recanted) that they were going to implement surge pricing. Imagine a cheeseburger being more expensive during lunch than at 3 in the afternoon. Or image junk food being more expensive late at night than early in the morning.

Wendy’s says ‘dynamic pricing’ is different from ‘surge pricing,’ but whatever it’s called may still alienate customers (yahoo.com)

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor (who never surge prices), Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. 

Or, you can support the show by visiting our new Patreon page (again, no surge pricing): https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at [email protected] or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at [email protected] or visit www.YesnerLaw.com. We are also still fundraising to fight pancreatic cancer - MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08  

If you have adult kids living with you, do you charge them rent?

If you are living with your parents, do you pay or contribute to household expenses?

Do you support your friends or family financially?

Are you a part of the sandwich generation?

This week, George and Shawn tackle the topic of contributing to household expenses. Nearly 1/3 of 18 - 34 year olds are living at home with mom and dad, and nearly 3/4 of them are contributing financially, according to an article on Yahoo.com - https://finance.yahoo.com/news/sure-hope-won-t-let-120000054.html

In addition, more than 20% of all americans are relying on friends or family for additional support - https://finance.yahoo.com/news/over-1-5-americans-counting-173000561.html

We talk about why these numbers are relevant, as well as when you should start talking to your kids about money, and about contributing to the household.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. 

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at [email protected] or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at [email protected] or visit www.YesnerLaw.com, and support Shawn's Purple Stride team, MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08  

Should you lease or buy?

What happens when your lease is over?

Should you buy out your lease?  Buy a new car?  Lease a new car?  Buy a pre-owned car?

Shawn was recently faced with these questions when his lease was at the end of its term. Find out what Shawn did and some of the questions he faced in this week's episode of the Crushing Debt Podcast.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. 

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at [email protected] or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at [email protected] or visit www.YesnerLaw.com plus you can help support pancreatic cancer research and education by joining Shawn's PanCAN Purple Stride team - MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08  

Should your partner get a second job, when you both make over six-figures?

Where was the world's first paper money created?

What is the origin of the "greenback" nickname?

What is the origin of the $ symbol for the US dollar?

Each week, George and Shawn (mostly George) finds interesting articles on the internet discussing various topics, questions, advice or other information.  This week, it's a few relationship questions from slate.com (https://slate.com/business/2024/02/boyfriend-second-job-salary-personal-finance-advice.html).

After that, how well do you know your money: https://trivia.fyi/money-trivia/

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. 

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at [email protected] or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at [email protected] or visit www.YesnerLaw.com, and you can support pancreatic cancer research and prevention in honor of Shawn's late wife Melanie by visiting MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08