In this podcast, Risk Adviser speaks to Asteron Life regional manager Michael Iacuone about the challenges and opportunities in the life insurance industry – from LIF to FASEA to product design and distribution – and the enduring role of advisers in protecting clients. This episode is brought to you by Asteron Life. www.riskadviser.com.au

With changes to Australia’s superannuation system slated from July, Asteron Life manager, technical services, Gordon McNaught joins the Risk Adviser podcast to talk about the implications and opportunities relevant for risk specialists. http://www.riskadviser.com.au

Finding the right mix between flexibility and security for retirees requires careful financial planning. CommInsure head of annuities, George Lytas, spoke to journalist of Risk Adviser, Adrian Flores, about some new ways to help put retirees on the right retirement path and keep them there. http://www.riskadviser.com.au

The claims process is constantly evolving, and the onus is on the adviser to be on top of the changes. The chief executive of Life Insurance Direct Australia, Russell Cain, dropped by to chat with journalist of Risk Adviser, Adrian Flores, about some of the finer details of the claims process that advisers should be more aware of. http://www.riskadviser.com.au

Advisers who successfully support their clients through the claims process are better able to support the subsequent tailoring and revision of their financial needs. CommInsure’s head of distribution, Olivia Sarah-Le Lacheur, discusses with journalist of Risk Adviser, Adrian Flores, about the ways in which advisers can play a more active role in assisting their clients at claim time. http://www.riskadviser.com.au

Chief executive of the Financial Planning Association of Australia, Dante De Gori, speaks to journalist of Risk Adviser, Adrian Flores, about how the recent education reforms have been received by its members and addresses some the issues put forward at its recent Congress in Perth. He also talks about what will be on the FPA agenda for next year. http://www.riskadviser.com.au

For risk advisers wanting to sell their business, it is important to create a sound succession plan and sell your practice at the right time. Chris Wrightson, director and chief executive of Centurion Market Makers, speaks to journalist of Risk Adviser, Adrian Flores, about the current state of the risk practice market, as well as why risk adviser should be more aware of succession planning. http://www.riskadviser.com.au

As the Life Insurance Framework bill re-enters Parliament, it might be a good time to restructure your firm’s pricing model for risk advice. Sue Viskovic, of advice consultancy firm, Elixir Consulting, speaks to journalist of Risk Adviser, Adrian Flores, about the ways in which risk specialists can take control of their business through adjusting their pricing model away from full commissions. http://www.riskadviser.com.au

Investment bonds are a product that is somewhat misunderstood and underutilised amongst risk advisers. CommInsure’s head of annuities, George Lytas, speaks to publisher of Risk Adviser, Russell Stephenson, about the opportunities and challenges around their use as an alternative investment. http://www.riskadviser.com.au

How can risk advisers address the challenges and opportunities around the gaps in income protection for consumers? Zurich Financial’s head of distribution, retail life and investments, Kristine Brooks, speaks to publisher of Risk Adviser, Russell Stephenson, to share some insights found in its global research on the issue. http://www.riskadviser.com.au

Orion Financial Group's Sacha Loutkovsky rejoins Risk Adviser's Scott Hodder to talk more about the business, her focus on client engagement and the future outlook for the business. http://www.riskadviser.com.au